Last Updated: 04/18/2025
Arkansas Health Center FCU Regular Share Account (Savings)
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Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.10%(Verified 07/17/2024)
Minimum Opening Deposit
$5
Minimum Balance to Earn APY
N/A
Arkansas Health Center FCU Regular Share Account (Savings) Review
Arkansas Health Center FCU Regular Share Account (Savings) is offered by Arkansas Health Center Federal Credit Union, a credit union founded in 1953 and based in Benton, AR. Arkansas Health Center FCU Regular Share Account (Savings) are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- Low interest rate. The maximum annual percentage yield for this account is only 0.10%.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- Small minimum initial deposit. You only need $5.00 to open an account.
Arkansas Health Center FCU Regular Share Account (Savings) Pros & Cons
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Arkansas Health Center FCU Regular Share Account (Savings) FAQ
Are savings accounts from Arkansas Health Center Federal Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does Arkansas Health Center Federal Credit Union offer a signup bonus?
Arkansas Health Center FCU Regular Share Account (Savings) doesn't offer a signup bonus.
What is the minimum initial deposit for Arkansas Health Center FCU Regular Share Account (Savings)?
The minimum deposit to open a Arkansas Health Center FCU Regular Share Account (Savings) is $5.00.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $5.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Required Balance | $5.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does Arkansas Health Center FCU Regular Share Account (Savings) offer?
Arkansas Health Center FCU Regular Share Account (Savings) offers an APY of 0.10% (APY stands for annual percentage yield, rates may change).
The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually. What fees does Arkansas Health Center FCU Regular Share Account (Savings) charge?
Arkansas Health Center FCU Regular Share Account (Savings) does not charge a monthly service fee. See the fee breakdown section below to view all fees.
- Outgoing domestic bank transfers come with a $20.00 fee.
- Arkansas Health Center FCU Regular Share Account (Savings) charges a $10.00 fee for an early account closure. Contact Arkansas Health Center FCU Regular Share Account (Savings) for more details on what is considered an early closure.
- An overdraft on your account will trigger a $25.00 fee per item.
- Arkansas Health Center FCU Regular Share Account (Savings) charges $2.00 every time you request a paper statement.
Does Arkansas Health Center FCU Regular Share Account (Savings) charge overdraft fees?
Yes, Arkansas Health Center FCU Regular Share Account (Savings) charges a $25.00 overdraft fee. Arkansas Health Center FCU Regular Share Account (Savings) offers overdraft protection at a cost of $5.00 per transaction. This overdraft protection fee is charged every time the bank arranges a transfer from another one of your accounts, typically a savings account, to cover the overdraft.
What features and perks does Arkansas Health Center FCU Regular Share Account (Savings) offer?
This savings account includes the following features:
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to Arkansas Health Center FCU Regular Share Account (Savings)?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 4:30PM
Tuesday
9:00AM - 4:00PM
Wednesday
9:00AM - 4:00PM
Thursday
9:00AM - 4:00PM
Friday
9:00AM - 4:30PM
Saturday
Closed