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Last Updated: 04/18/2025

Bank OZK Savings Account

from Bank OZK

Last Updated: 04/18/2025
Bank OZK logo
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Highlights

APY (Annual Percentage Yield)

N/A


Minimum Opening Deposit

$50

Minimum Balance to Earn APY

N/A


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Bank OZK Savings Account Review

Bank OZK Savings Account is offered by Bank OZK, a bank founded in 1903 and based in Little Rock, AR. Bank OZK Savings Account are available in 50 states, 5 US territories, and Washington, DC.

Key Takeaways

  • Waivable monthly maintenance fee. Avoid the monthly service fee by maintaining a minimum daily balance of $100 or more during the monthly service fee cycle Waived for the first two monthly service fee cycles after account opening

Bank OZK Savings Account Pros & Cons

Bank OZK Savings Account FAQ

Are savings accounts from Bank OZK federally insured?

Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

Does Bank OZK offer a signup bonus?

Bank OZK Savings Account doesn't offer a signup bonus.

What is the minimum initial deposit for Bank OZK Savings Account?

The minimum deposit to open a Bank OZK Savings Account is $50.00.

What APY does Bank OZK Savings Account offer?

Bank OZK Savings Account is not an interest-bearing account.

What fees does Bank OZK Savings Account charge?

This account charges a monthly service fee of $3.00. However, you can waive the monthly fees if you have a minimum daily balance of $100.00.
  • Outgoing domestic bank transfers come with a $20.00 fee.
  • Incoming domestic bank transfers come with a $10.00 fee.
  • Outgoing international bank transfers come with a $40.00 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
  • Incoming international bank transfers come with a $10.00 fee.
  • An overdraft on your account will trigger a $35.00 fee per item.

Does Bank OZK Savings Account charge overdraft fees?

Yes, Bank OZK Savings Account charges a $35.00 overdraft fee.

What features and perks does Bank OZK Savings Account offer?

This savings account includes the following features:
  • Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Bank OZK Savings Account allows you to manage your money online or with a mobile app.

Can you set up a direct deposit to Bank OZK Savings Account?

Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for Bank OZK Savings Account?

The customer support email for Bank OZK Savings Account is info@ozk.com.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

18000 Cantrell Rd
Little Rock, AR 72223
(501) 978-2265
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Hours of Operation

SundayClosedMonday9:00AM - 5:00PMTuesday9:00AM - 5:00PMWednesday9:00AM - 5:00PMThursday9:00AM - 5:00PMFriday9:00AM - 5:00PMSaturdayClosed

Other Services by Bank OZK

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