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  BECU Early Saver youth savings Account

BECU Early Saver youth savings Account

in Savings Accounts from Boeing Employees Credit Union (BECU) · ncua

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BECU Early Saver youth savings Account

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in Savings Accounts from Boeing Employees Credit Union (BECU) · Insured by NCUA

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Highlights
Monthly Fee $0
APY (Annual Percentage Yield) 0.02% - 2.02%
APY Minimum Balance $0.01

BECU Early Saver youth savings Account Review

BECU Early Saver youth savings Account is offered by Boeing Employees Credit Union (BECU), a credit union founded in 1988 and based in Tukwila, WA. BECU Early Saver youth savings Account is available in 50 states (and Washington, DC).

Key Takeaways
  • Very high APY. This account offers an annual percentage yield of up to 2.02%, which is much higher than the average for a checking account.However, you must keep a minimum balance of $0.01.
  • $0 monthly fee. This account does not charge a monthly Service Charge.
  • No minimum initial deposit. There is no minimum balance required to open an account.
  • Bill pay. Pay your bills to practically anyone in the United States through Boeing Employees Credit Union (BECU).
BECU savings account Pros & Cons
Pros Cons
  • Available in all 50 states.
  • High-interest yield.
  • Insured by NCUA.
  • Access to a nationwide network of ATMs.
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not come with a debit card
  • Higher than average wire transfer fees.
BECU savings account FAQ

Are savings accounts from Boeing Employees Credit Union (BECU) federally insured?

Yes, your Boeing Employees Credit Union (BECU) savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does Boeing Employees Credit Union (BECU) offer a signup bonus?

BECU savings account doesn't offer a signup bonus.

What is the minimum initial deposit for BECU savings account?

There is no minimum deposit to open a BECU savings account.
BECU Early Saver youth savings Account Minimums
Description
APY Minimum Balance $0.01
Minimum Opening Deposit Starting at $0
Minimum Required Balance $0

What APY does Boeing Employees Credit Union (BECU) offer?

BECU savings account offers an APY starting at 0.02% and ranging up to 2.02% (APY stands for annual percentage yield, rates may change).

What fees does BECU savings account charge?

BECU savings account does not charge a monthly service fee. See the fee breakdown section below to view all fees.

  • Outgoing domestic bank transfers come with a $25 fee.
  • Outgoing international bank transfers come with a $35 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
  • BECU savings account charges $3 every time you request a paper statement.

What features and perks does BECU savings account offer?

This savings account includes the following features:

  • Fraud monitoring - BECU savings account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
  • Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - BECU savings account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

Can you set up a direct deposit to BECU savings account?

In most cases, the answer is yes. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for BECU savings account?

The customer support email for BECU savings account is social@becu.org.

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Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

APY Minimum Balance $0.01
Minimum Opening Deposit Starting at $0
Minimum Required Balance $0
Monthly Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - International (Incoming) $0
Paper Statement Fee $3
Returned Deposit Fee (Domestic) $25
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Outgoing) $35
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • Interest Bearing Account
  • Nationwide ATM Network
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Automatic Transfers
  • Insured by NCUA
  • Teen Checking Account
APY (Annual Percentage Yield) 0.02% - 2.02%

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