Last Updated: 04/18/2025
BHCU Youth iSAVE Savings Account
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Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
3.75%(Verified 06/21/2024)
Minimum Opening Deposit
$0
Minimum Balance to Earn APY
$0
BHCU Youth iSAVE Savings Account Review
BHCU Youth iSAVE Savings Account is offered by Boeing Helicopters Credit Union, a credit union founded in 1952 and based in Ridley Park, PA. BHCU Youth iSAVE Savings Account are available in 50 states and Washington, DC.
Key Takeaways
- High yield savings. This account offers an annual percentage yield of up to 3.75%, which is much higher than the average interest rate for a savings account.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- No minimum initial deposit. There is no minimum balance required to open an account online.
BHCU Youth iSAVE Savings Account Pros & Cons
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BHCU Youth iSAVE Savings Account FAQ
Are savings accounts from Boeing Helicopters Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does Boeing Helicopters Credit Union offer a signup bonus?
BHCU Youth iSAVE Savings Account doesn't offer a signup bonus.
What is the minimum initial deposit for BHCU Youth iSAVE Savings Account?
There is no minimum deposit to open a BHCU Youth iSAVE Savings Account.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does BHCU Youth iSAVE Savings Account offer?
BHCU Youth iSAVE Savings Account offers an APY of 3.75% (APY stands for annual percentage yield, rates may change). This is much higher than the average savings account rate.
The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually. What fees does BHCU Youth iSAVE Savings Account charge?
BHCU Youth iSAVE Savings Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
- Outgoing domestic bank transfers come with a $25.00 fee.
- Incoming domestic bank transfers come with a $7.00 fee.
- Outgoing international bank transfers come with a $45.00 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
- Incoming international bank transfers come with a $7.00 fee.
- An overdraft on your account will trigger a $25.00 fee per item.
Does BHCU Youth iSAVE Savings Account charge overdraft fees?
Yes, BHCU Youth iSAVE Savings Account charges a $25.00 overdraft fee.What features and perks does BHCU Youth iSAVE Savings Account offer?
This savings account includes the following features:
Can you set up a direct deposit to BHCU Youth iSAVE Savings Account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for BHCU Youth iSAVE Savings Account?
The customer support email for BHCU Youth iSAVE Savings Account is bhcu@bhcu.org.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:15PM
Tuesday
9:00AM - 5:15PM
Wednesday
9:00AM - 5:15PM
Thursday
9:00AM - 5:15PM
Friday
7:30AM - 5:15PM
Saturday
Closed