Last Updated: 04/18/2025
BluPeak Credit Union Advantage Savings Account
Unaffiliated
in Savings Accounts from BluPeak Credit Union
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.05%(Verified 06/21/2024)
Minimum Opening Deposit
$25
Minimum Balance to Earn APY
N/A
BluPeak Credit Union Advantage Savings Account Review
BluPeak Credit Union Advantage Savings Account is offered by BluPeak Credit Union, a credit union founded in 1936 and based in San Diego, CA. BluPeak Credit Union Advantage Savings Account are available in 50 states and Washington, DC.
Key Takeaways
- Low interest rate. The maximum annual percentage yield for this account is only 0.05%.
- Waivable monthly maintenance fee. $5 fee waived if $200 minimum balance requirement is met or with at least $35 automatic transfer from BluPeak Credit Union Checking
- No ATM fees. BluPeak Credit Union Advantage Savings Account does not charge fees on ATM transactions .
BluPeak Credit Union Advantage Savings Account Pros & Cons
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BluPeak Credit Union Advantage Savings Account FAQ
Are savings accounts from BluPeak Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does BluPeak Credit Union offer a signup bonus?
BluPeak Credit Union Advantage Savings Account doesn't offer a signup bonus.
What is the minimum initial deposit for BluPeak Credit Union Advantage Savings Account?
The minimum deposit to open a BluPeak Credit Union Advantage Savings Account is $25.00.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $200.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $25.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does BluPeak Credit Union Advantage Savings Account offer?
BluPeak Credit Union Advantage Savings Account offers an APY of 0.05% (APY stands for annual percentage yield, rates may change).
The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually. What fees does BluPeak Credit Union Advantage Savings Account charge?
This account charges a monthly service fee of $5.00. However, you can waive the monthly fees if you have a minimum daily balance of $200.00.
- Outgoing domestic bank transfers come with a $25.00 fee.
- Incoming domestic bank transfers come with a $10.00 fee.
- Outgoing international bank transfers come with a $40.00 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
- Incoming international bank transfers come with a $10.00 fee.
- BluPeak Credit Union Advantage Savings Account charges a $15.00 fee for an early account closure. Contact BluPeak Credit Union Advantage Savings Account for more details on what is considered an early closure.
- An overdraft on your account will trigger a $24.00 fee per item.
- BluPeak Credit Union Advantage Savings Account charges $3.00 every time you request a paper statement.
Does BluPeak Credit Union Advantage Savings Account charge overdraft fees?
Yes, BluPeak Credit Union Advantage Savings Account charges a $24.00 overdraft fee.What features and perks does BluPeak Credit Union Advantage Savings Account offer?
This savings account includes the following features:
- Mobile Banking Services - BluPeak Credit Union Advantage Savings Account allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to BluPeak Credit Union Advantage Savings Account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for BluPeak Credit Union Advantage Savings Account?
The customer support email for BluPeak Credit Union Advantage Savings Account is memberservice@blupeak.com.
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Contact
Headquarters
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed