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Last Updated: 04/18/2025

Butte Community FCU Roth IRA Savings Account

in Savings Accounts from Butte Community Federal Credit Union

Last Updated: 04/18/2025

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Highlights

APY (Annual Percentage Yield)

0.100% - 0.250%(Verified 06/21/2024)

Minimum Opening Deposit

$0

Minimum Balance to Earn APY

$0.01

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Butte Community FCU Roth IRA Savings Account Review

Butte Community FCU Roth IRA Savings Account is offered by Butte Community Federal Credit Union, a credit union founded in 1970 and based in Butte, MT. Butte Community FCU Roth IRA Savings Account are available in 50 states and Washington, DC.

Key Takeaways

  • Higher than average APY. Butte Community FCU Roth IRA Savings Account has an annual percentage yield of up to 0.250%, which is higher than the average interest rate for savings accounts. Note that you must keep a minimum balance of $0.01 to earn that interest rate.
  • No monthly maintenance fees. This account does not charge any monthly account fees.
  • No minimum initial deposit. There is no minimum balance required to open an account online.

Butte Community FCU Roth IRA Savings Account Pros & Cons

Butte Community FCU Roth IRA Savings Account FAQ

Are savings accounts from Butte Community Federal Credit Union federally insured?

Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does Butte Community Federal Credit Union offer a signup bonus?

Butte Community FCU Roth IRA Savings Account doesn't offer a signup bonus.

What is the minimum initial deposit for Butte Community FCU Roth IRA Savings Account?

There is no minimum deposit to open a Butte Community FCU Roth IRA Savings Account.

What APY does Butte Community FCU Roth IRA Savings Account offer?

Butte Community FCU Roth IRA Savings Account offers a variable APY starting at 0.100% and ranging up to 0.250% (APY stands for annual percentage yield, rates may change).

What fees does Butte Community FCU Roth IRA Savings Account charge?

Butte Community FCU Roth IRA Savings Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
  • Outgoing domestic bank transfers come with a $10.00 fee.
  • Outgoing international bank transfers come with a $25.00 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
  • An overdraft on your account will trigger a $30.00 fee per item.

Does Butte Community FCU Roth IRA Savings Account charge overdraft fees?

Yes, Butte Community FCU Roth IRA Savings Account charges a $30.00 overdraft fee.

What features and perks does Butte Community FCU Roth IRA Savings Account offer?

This savings account includes the following features:

    Can you set up a direct deposit to Butte Community FCU Roth IRA Savings Account?

    Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

    What is the customer support email for Butte Community FCU Roth IRA Savings Account?

    The customer support email for Butte Community FCU Roth IRA Savings Account is info@buttecommunityfcu.com.

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    Contact

    Headquarters

    2901 Grand Ave
    Butte, MT 59701
    Visit Site

    Hours of Operation

    Sunday
    Closed
    Monday
    9:00AM - 4:00PM
    Tuesday
    9:00AM - 4:00PM
    Wednesday
    9:00AM - 4:00PM
    Thursday
    9:00AM - 4:00PM
    Friday
    9:00AM - 4:00PM
    Saturday
    Closed

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