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Last Updated: 04/18/2025

Cedar Point FCU Sub-Share Account

in Savings Accounts from Cedar Point Federal Credit Union

Last Updated: 04/18/2025

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Highlights

APY (Annual Percentage Yield)

0.05%(Verified 06/21/2024)

Minimum Opening Deposit

Minimum Balance to Earn APY

$100

Cedar Point FCU Sub-Share Account Review

Cedar Point FCU Sub-Share Account is offered by Cedar Point Federal Credit Union, a credit union founded in 1945 and based in Lexington Park, MD. Cedar Point FCU Sub-Share Account are available in 50 states, 5 US territories, and Washington, DC.

Key Takeaways

Low interest rate. The maximum annual percentage yield for this account is only 0.05%.
No monthly maintenance fees. This account does not charge any monthly account fees.
No minimum initial deposit. There is no minimum balance required to open an account online.

Cedar Point FCU Sub-Share Account Pros & Cons

Pros

Cons

Available in 50 states, 5 U.S. territories and Washington, DC.
Dividend-yielding account.
Insured by NCUA.
Access to physical branches.
Access to a nationwide network of ATMs.

Does not offer mobile check deposits.
Does not come with a debit card
No signup bonus.

Cedar Point FCU Sub-Share Account FAQ

Are savings accounts from Cedar Point Federal Credit Union federally insured?

Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does Cedar Point Federal Credit Union offer a signup bonus?

Cedar Point FCU Sub-Share Account doesn't offer a signup bonus.

What is the minimum initial deposit for Cedar Point FCU Sub-Share Account?

There is no minimum deposit to open a Cedar Point FCU Sub-Share Account.

Cedar Point FCU Sub-Share Account Minimums

Description

Minimum Average Balance to Avoid Monthly Service Fee

$0.00

Minimum Balance to Earn APY

$100.00

Minimum Opening Deposit

$0.00

Minimum Required Balance

$0.00

What APY does Cedar Point FCU Sub-Share Account offer?

Cedar Point FCU Sub-Share Account offers an APY of 0.05% (APY stands for annual percentage yield, rates may change).

The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually.

What fees does Cedar Point FCU Sub-Share Account charge?

Cedar Point FCU Sub-Share Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.

Outgoing domestic bank transfers come with a $25.00 fee.
Incoming domestic bank transfers come with a $5.00 fee.
An overdraft on your account will trigger a $30.00 fee per item.
Cedar Point FCU Sub-Share Account charges $5.00 every time you request a paper statement.

Does Cedar Point FCU Sub-Share Account charge overdraft fees?

Yes, Cedar Point FCU Sub-Share Account charges a $30.00 overdraft fee.

What features and perks does Cedar Point FCU Sub-Share Account offer?

This savings account includes the following features:

Nationwide ATM network - Conveniently transact at a nearby ATM.

Can you set up a direct deposit to Cedar Point FCU Sub-Share Account?

Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for Cedar Point FCU Sub-Share Account?

The customer support email for Cedar Point FCU Sub-Share Account is cpfcu@cpfcu.com.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

22745 Maple Rd

Lexington Park, MD 20653

(301) 863-7071

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

9:00AM - 5:00PM

Tuesday

9:00AM - 5:00PM

Wednesday

9:00AM - 5:00PM

Thursday

9:00AM - 5:00PM

Friday

9:00AM - 6:00PM

Saturday

8:30AM - 12:00PM

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.