Last Updated: 04/18/2025
Christian Family CU Health Savings Account
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
1.00%(Verified 09/13/2024)
Minimum Opening Deposit
$25
Minimum Balance to Earn APY
$0
Christian Family CU Health Savings Account Review
Christian Family CU Health Savings Account is offered by Christian Family Credit Union, a credit union founded in 1939 and based in Milford, OH. Christian Family CU Health Savings Account are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- Higher than average APY. Christian Family CU Health Savings Account has an annual percentage yield of up to 1.00%, which is higher than the average interest rate for savings accounts.
- Waivable monthly maintenance fee. Need to maintain a minimum balance of $25.00 to avoid fee
Christian Family CU Health Savings Account Pros & Cons
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Christian Family CU Health Savings Account FAQ
Are savings accounts from Christian Family Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does Christian Family Credit Union offer a signup bonus?
Christian Family CU Health Savings Account doesn't offer a signup bonus.
What is the minimum initial deposit for Christian Family CU Health Savings Account?
The minimum deposit to open a Christian Family CU Health Savings Account is $25.00.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $25.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $25.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Required Balance | $25.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does Christian Family CU Health Savings Account offer?
Christian Family CU Health Savings Account offers an APY of 1.00% (APY stands for annual percentage yield, rates may change).
The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually. What fees does Christian Family CU Health Savings Account charge?
This account charges a monthly service fee of $2.50. However, you can waive the monthly fees if you have a minimum daily balance of $25.00.
- Outgoing domestic bank transfers come with a $20.00 fee.
- Incoming domestic bank transfers come with a $10.00 fee.
- Outgoing international bank transfers come with a $50.00 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
- Incoming international bank transfers come with a $10.00 fee.
- An overdraft on your account will trigger a $29.00 fee per item.
Does Christian Family CU Health Savings Account charge overdraft fees?
Yes, Christian Family CU Health Savings Account charges a $29.00 overdraft fee. Christian Family CU Health Savings Account offers overdraft protection at a cost of $2.00 per transaction. This overdraft protection fee is charged every time the bank arranges a transfer from another one of your accounts, typically a savings account, to cover the overdraft.
What features and perks does Christian Family CU Health Savings Account offer?
This savings account includes the following features:
- Mobile Banking Services - Christian Family CU Health Savings Account allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to Christian Family CU Health Savings Account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for Christian Family CU Health Savings Account?
The customer support email for Christian Family CU Health Savings Account is service@ChristianFamilyCU.com.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
10:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed
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Other Savings Accounts from Christian Family Credit Union
Rating not yet determined
APY (Annual Percentage Yield)
0.05%
Disclaimer popup with additional information
Minimum Opening Deposit
$5
Minimum Balance to Earn APY
$1
Rating not yet determined
APY (Annual Percentage Yield)
1.00%
Disclaimer popup with additional information
Minimum Opening Deposit
$25
Minimum Balance to Earn APY
$0
Rating not yet determined
APY (Annual Percentage Yield)
0.05%
Disclaimer popup with additional information
Minimum Opening Deposit
$25
Minimum Balance to Earn APY
$1
Rating not yet determined
APY (Annual Percentage Yield)
0.05%
Disclaimer popup with additional information
Minimum Opening Deposit
$25
Minimum Balance to Earn APY
$1
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Learn MoreSuperMoney Net Recommendation Score
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