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  Citibank Savings Account

Citibank Savings Account

in Savings Accounts from Citibank

Unaffiliated

Citibank Savings Account

Unaffiliated

in Savings Accounts from Citibank

Net Recommendation Score -100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

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0 users are unsure
1 user doesn't recommend
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Community Rating

Rating not yet determined

In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
APY (Annual Percentage Yield) 0.04% - 2.00%
APY Minimum Balance $1
Monthly Fee $0 - $4.50

Citibank Savings Account Review

Citibank Savings Account is offered by Citibank, a bank founded in 1812 and based in New York, NY. It is made possible by a bank partnership with Citibank. Citibank Savings Account is available in 9 states (and Washington, DC).

Are savings accounts from Citibank federally insured?

Yes, your Citibank savings accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Citibank offer?

Citibank Savings Account offers an APY starting at 0.04% and ranging up to 2.00% (APY stands for annual percentage yield, rates may change).

What features and perks does Citibank Savings Account offer?

This account includes the following features:

Citibank Savings Account Features
Description
Bank Account Features
  • Automatic Savings
  • Bauer Financial A+/A Rating
  • Branch Access
  • FDIC Member
  • Fraud Monitoring
  • Free Bill Pay
  • Interest Bearing Account
  • Mobile Banking
  • Mobile Check Deposit
  • Nationwide ATM Network
  • No ATM Fees
  • Automatic savings - Set up an automatic transfer from your checking account to a savings account and you'll never have to second-guess your saving decisions again.
  • Fraud monitoring - Citibank Savings Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay them easily from your account.
  • Nationwide ATM network - Withdraw money and check your balance from wherever you are.

What fees does Citibank Savings Account charge?

Citibank Savings Account does not charge a monthly maintenance fee. See the fee breakdown section below to view all fees.

However, you can waive the monthly fee if you have a minimum daily balance of $500.

  • Outgoing domestic bank transfers come with a $35 fee.
  • Outoing international bank transfers come with a $45 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
  • Citibank Savings Account charges $5 every time you request a paper statement.
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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 9 states and Washington, D.C.
  • California
  • Connecticut
  • Washington, DC
  • Florida
  • Illinois
  • Maryland
  • Nevada
  • New Jersey
  • New York
  • Virginia

Feature Breakdown

APY Minimum Balance $1
Minimum Balance to Avoid Monthly Fee $500
Minimum Initial Deposit $0
Early Account Closure $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - International (Incoming) $0
Monthly Fee $0 - $4.50
Paper Statement Fee $5
Returned Deposit Fee (Domestic) $12
Wire Transfer Fee - Domestic (Outgoing) $35
Wire Transfer Fee - International (Outgoing) $45
Bauer Financial A+/A Rating  
Bank Account Features
  • Automatic Savings
  • Bauer Financial A+/A Rating
  • Branch Access
  • FDIC Member
  • Fraud Monitoring
  • Free Bill Pay
  • Interest Bearing Account
  • Mobile Banking
  • Mobile Check Deposit
  • Nationwide ATM Network
  • No ATM Fees
APY (Annual Percentage Yield) 0.04% - 2.00%

Citibank Savings Account Community Reviews

 

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Maximum APY (Annual Percentage Yield) 2.21% Maximum APY (Annual Percentage Yield)
APY Minimum Balance $1 APY Minimum Balance
Monthly Fee $0 - $4.50     $0 $25