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  CNB Citizens Personal Savings

CNB Citizens Personal Savings

in Savings Accounts from CNB · fdic

Unaffiliated

CNB Citizens Personal Savings

Unaffiliated

in Savings Accounts from CNB · Member FDIC

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Highlights
Monthly Fee $0 - $3
APY (Annual Percentage Yield) N/A
APY Minimum Balance N/A

CNB Citizens Personal Savings Review

CNB Citizens Personal Savings is offered by CNB, a bank founded in 1973 and based in Sevierville, TN. CNB Citizens Personal Savings is available in 1 state across the USA.

Key Takeaways
  • Charges a monthly fee. This account charges a monthly service fee of up to $3, but the fee is waived if you keep a minimum balance of $50.
  • Bill pay. Pay your bills to practically anyone in the United States through CNB.
CNB Citizens Personal Savings Pros & Cons
Pros Cons
  • Access to physical branches.
  • Free debit card
  • Access to a nationwide network of ATMs.
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not earn interest.
  • No ATM access to CNB Citizens Personal Savings.
  • Only available in one state.
  • Monthly service charge.
CNB Citizens Personal Savings FAQ

Are savings accounts from CNB federally insured?

Yes, your CNB savings accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

Does CNB offer a signup bonus?

CNB Citizens Personal Savings doesn't offer a signup bonus.

What is the minimum initial deposit for CNB Citizens Personal Savings?

CNB Citizens Personal Savings Minimums
Description
Minimum Balance to Avoid Monthly Fee $50

What APY does CNB offer?

CNB Citizens Personal Savings is not an interest-bearing account.

What fees does CNB Citizens Personal Savings charge?

CNB Citizens Personal Savings does not charge a monthly service fee. See the fee breakdown section below to view all fees.

However, you can waive the monthly fees if you have a minimum daily balance of $50.

  • CNB Citizens Personal Savings charges a $5 fee for an early account closure. Contact CNB Citizens Personal Savings for more details on what is considered an early closure.
  • CNB Citizens Personal Savings charges $2 every time you request a paper statement.

What features and perks does CNB Citizens Personal Savings offer?

This savings account includes the following features:

  • Fraud monitoring - CNB Citizens Personal Savings monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
  • Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - CNB Citizens Personal Savings allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

Can you set up a direct deposit to CNB Citizens Personal Savings?

In most cases, the answer is yes. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

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Availability

  Available in 1 state
Tennessee
Availabile in all of Tennessee

Feature Breakdown

Minimum Balance to Avoid Monthly Fee $50
Bank Teller Fee $0
Early Account Closure $5
Monthly Fee $0 - $3
Paper Statement Fee $2
Account Features
  • Member FDIC
  • Branch Access
  • Debit Card
  • Free Bill Pay
  • Fraud Monitoring
  • Mobile Banking
  • Nationwide ATM Network
  • Interest Bearing Account
  • Mobile Check Deposit

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