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  Digital Federal Credit Union Primary Savings Account

Digital Federal Credit Union Primary Savings Account

in Savings Accounts from Digital Federal Credit Union · ncua

Unaffiliated

Digital Federal Credit Union Primary Savings Account

Unaffiliated

in Savings Accounts from Digital Federal Credit Union · Insured by NCUA

Net Recommendation Score 0

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of 0, equating to 3 on a 5 point rating scale.

0

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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1 user recommends
0 users are unsure
1 user doesn't recommend
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Highlights
Community Rating

Rating not yet determined  

Monthly Fee $0
APY (Annual Percentage Yield) 0.25% - 6.17%
APY Minimum Balance $5

Digital Federal Credit Union Primary Savings Account Review

Digital Federal Credit Union Primary Savings Account is offered by Digital Federal Credit Union, a credit union founded in 1979 and based in Marlborough, MA. Digital Federal Credit Union Primary Savings Account is available in 50 states (and Washington, DC).

Key Takeaways
  • Very high APY. This account offers an annual percentage yield of up to 6.17%, which is much higher than the average for a checking account.However, you must keep a minimum balance of $5.
  • $0 monthly fee. This account does not charge a monthly Service Charge.
  • Small minimum initial deposit. You only need $5 to open an account.
  • No ATM fees. Digital Federal Credit Union Primary Savings Account does not charge fees on ATM transactions.
  • Bill pay. Pay your bills to practically anyone in the United States through Digital Federal Credit Union.
Digital Federal Credit Union Primary savings account Pros & Cons
Pros Cons
  • Available in all 50 states.
  • High-interest yield.
  • Insured by NCUA.
  • Access to physical branches.
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not come with a debit card
  • Higher than average wire transfer fees.
Digital Federal Credit Union Primary savings account FAQ

Are savings accounts from Digital Federal Credit Union federally insured?

Yes, your Digital Federal Credit Union savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does Digital Federal Credit Union offer a signup bonus?

Digital Federal Credit Union Primary savings account doesn't offer a signup bonus.

What is the minimum initial deposit for Digital Federal Credit Union Primary savings account?

The minimum deposit to open a Digital Federal Credit Union Primary savings account is $5.
Digital Federal Credit Union Primary Savings Account Minimums
Description
APY Minimum Balance $5
Minimum Opening Deposit Starting at $5

What APY does Digital Federal Credit Union offer?

Digital Federal Credit Union Primary savings account offers an APY starting at 0.25% and ranging up to 6.17% (APY stands for annual percentage yield, rates may change).

What fees does Digital Federal Credit Union Primary savings account charge?

Digital Federal Credit Union Primary savings account does not charge a monthly service fee. See the fee breakdown section below to view all fees.

  • Outgoing domestic bank transfers come with a $15 fee.
  • Outgoing international bank transfers come with a $50 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.

What features and perks does Digital Federal Credit Union Primary savings account offer?

This savings account includes the following features:

  • Fraud monitoring - Digital Federal Credit Union Primary savings account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
  • Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Digital Federal Credit Union Primary savings account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

Can you set up a direct deposit to Digital Federal Credit Union Primary savings account?

In most cases, the answer is yes. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for Digital Federal Credit Union Primary savings account?

The customer support email for Digital Federal Credit Union Primary savings account is dcu@dcu.org.

How do people rate the customer service and user experience of Digital Federal Credit Union Primary savings account?

Overall, Digital Federal Credit Union Primary savings account is mostly recommended based on community reviews that rate customer service and user experience.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

APY Minimum Balance $5
Minimum Opening Deposit Starting at $5
Monthly Fee $0
Returned Deposit Fee (Domestic) $30
Wire Transfer Fee - Domestic (Outgoing) $15
Wire Transfer Fee - International (Outgoing) $50
Bauer Financial A+/A Rating
Account Features
  • No ATM Fees
  • Free Bill Pay
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • Interest Bearing Account
  • Nationwide ATM Network
  • Mobile Banking
  • Fraud Monitoring
  • Bauer Financial A+/A Rating
  • Insured by NCUA
  • Branch Access
APY (Annual Percentage Yield) 0.25% - 6.17%

Digital Federal Credit Union Primary Savings Account Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of 0, equating to 3 on a 5 point rating scale.

0

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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