Last Updated: 04/18/2025
Digital FCU Primary Savings Account
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.25% - 6.17%(Verified 06/21/2024)
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Minimum Opening Deposit
Starting at $5
Minimum Balance to Earn APY
$5
Digital FCU Primary Savings Account Review
Digital FCU Primary Savings Account is offered by Digital Federal Credit Union, a credit union founded in 1979 and based in Marlborough, MA. Digital Federal Credit Union Primary savings account are available in 50 states and Washington, DC.
Key Takeaways
- High yield savings. This account offers an annual percentage yield of up to 6.17%, which is much higher than the average interest rate for a savings account. However, you must meet minimum balance requirements for higher APYs.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- Small minimum initial deposit. You only need $5 to open an account.
- No ATM fees. Digital FCU Primary Savings Account does not charge fees on ATM transactions .
Digital Federal Credit Union Primary savings account Pros & Cons
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Digital Federal Credit Union Primary savings account FAQ
Are savings accounts from DCU savings account federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does Digital Federal Credit Union offer a signup bonus?
Digital Federal Credit Union Primary savings account doesn't offer a signup bonus.
What is the minimum initial deposit for Digital Federal Credit Union Primary savings account?
The minimum deposit to open a Digital Federal Credit Union Primary savings account is $5.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | Starting at $5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does Digital FCU Primary Savings Account offer?
Digital Federal Credit Union Primary savings account offers a variable APY starting at 0.25% and ranging up to 6.17% (APY stands for annual percentage yield, rates may change).
What fees does Digital Federal Credit Union Primary savings account charge?
Digital Federal Credit Union Primary savings account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
- Outgoing domestic bank transfers come with a $15 fee.
- Outgoing international bank transfers come with a $50 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
What features and perks does Digital Federal Credit Union Primary savings account offer?
This savings account includes the following features:
- Fraud monitoring - Digital Federal Credit Union Primary savings account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
- Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Digital Federal Credit Union Primary savings account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to Digital Federal Credit Union Primary savings account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for Digital Federal Credit Union Primary savings account?
The customer support email for Digital Federal Credit Union Primary savings account is dcu@dcu.org.
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Contact
Headquarters
Hours of Operation
Sunday
Closed
Monday
9:30AM - 5:00PM
Tuesday
9:30AM - 5:00PM
Wednesday
9:30AM - 5:00PM
Thursday
9:30AM - 5:00PM
Friday
9:30AM - 5:00PM
Saturday
Closed