Last Updated: 04/18/2025
EFCU Financial FCU Health Savings Account
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.10% - 0.20%(Verified 06/21/2024)
Minimum Opening Deposit
$0
Minimum Balance to Earn APY
$0
EFCU Financial FCU Health Savings Account Review
EFCU Financial FCU Health Savings Account is offered by EFCU Financial Federal Credit Union, a credit union founded in 1934 and based in Baton Rouge, LA. EFCU Financial FCU Health Savings Account are available in 50 states and Washington, DC.
Key Takeaways
- Low interest rate. The maximum annual percentage yield for this account is only 0.20%.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- No minimum initial deposit. There is no minimum balance required to open an account online.
EFCU Financial FCU Health Savings Account Pros & Cons
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EFCU Financial FCU Health Savings Account FAQ
Are savings accounts from EFCU Financial Federal Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does EFCU Financial Federal Credit Union offer a signup bonus?
EFCU Financial FCU Health Savings Account doesn't offer a signup bonus.
What is the minimum initial deposit for EFCU Financial FCU Health Savings Account?
There is no minimum deposit to open a EFCU Financial FCU Health Savings Account.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does EFCU Financial FCU Health Savings Account offer?
EFCU Financial FCU Health Savings Account offers a variable APY starting at 0.10% and ranging up to 0.20% (APY stands for annual percentage yield, rates may change).
What fees does EFCU Financial FCU Health Savings Account charge?
EFCU Financial FCU Health Savings Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
- Outgoing domestic bank transfers come with a $15.00 fee.
- Outgoing international bank transfers come with a $40.00 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
- An overdraft on your account will trigger a $25.00 fee per item.
Does EFCU Financial FCU Health Savings Account charge overdraft fees?
Yes, EFCU Financial FCU Health Savings Account charges a $25.00 overdraft fee. EFCU Financial FCU Health Savings Account offers overdraft protection at a cost of $2.00 per transaction. This overdraft protection fee is charged every time the bank arranges a transfer from another one of your accounts, typically a savings account, to cover the overdraft.
What features and perks does EFCU Financial FCU Health Savings Account offer?
This savings account includes the following features:
Can you set up a direct deposit to EFCU Financial FCU Health Savings Account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for EFCU Financial FCU Health Savings Account?
The customer support email for EFCU Financial FCU Health Savings Account is community@efcufinancial.org.
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Hours of Operation
Sunday
Closed
Monday
8:30AM - 5:00PM
Tuesday
8:30AM - 5:00PM
Wednesday
8:30AM - 5:00PM
Thursday
8:30AM - 5:00PM
Friday
8:30AM - 5:00PM
Saturday
Closed