Exchange Bank Christmas Club Account Review

Exchange Bank Christmas Club Account is offered by Exchange Bank, a bank founded in 1894 and based in Omaha, NE. Exchange Bank Christmas Club Account is available in 2 states across the USA.

• Small minimum initial deposit. You only need $5 to open an account.
• Bill pay. Pay your bills to practically anyone in the United States through Exchange Bank.

Are savings accounts from Exchange Bank federally insured?

Yes, your Exchange Bank savings accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #1435). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

Does Exchange Bank offer a signup bonus?

Exchange Bank Christmas Club Account doesn't offer a signup bonus.

What is the minimum initial deposit for Exchange Bank Christmas Club Account?

What APY does Exchange Bank offer?

Exchange Bank Christmas Club Account offers an APY starting at 0.01% (APY stands for annual percentage yield, rates may change).

What fees does Exchange Bank Christmas Club Account charge?

Exchange Bank Christmas Club Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.

What features and perks does Exchange Bank Christmas Club Account offer?

This savings account includes the following features:

• Fraud monitoring - Exchange Bank Christmas Club Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
• Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - Exchange Bank Christmas Club Account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

Can you set up a direct deposit to Exchange Bank Christmas Club Account?

In most cases, the answer is yes. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.