Last Updated: 04/18/2025
Firelands FCU IRA Share Account
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
1.50% - 3.00%(Verified 06/21/2024)
Minimum Opening Deposit
Starting at $500
Minimum Balance to Earn APY
$100
Firelands FCU IRA Share Account Review
Firelands FCU IRA Share Account is offered by Firelands Federal Credit Union, a credit union founded in 1957 and based in Bellevue, OH. Firelands FCU IRA Share Account are available in 50 states and Washington, DC.
Key Takeaways
- High yield savings. This account offers an annual percentage yield of up to 3.00%, which is much higher than the average interest rate for a savings account. However, you must meet minimum balance requirements for higher APYs.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- $500 minimum opening deposit. This is a typical minimum initial deposit.
- No ATM fees. Firelands FCU IRA Share Account does not charge fees on ATM transactions .
Firelands FCU IRA Share Account Pros & Cons
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Firelands FCU IRA Share Account FAQ
Are savings accounts from Firelands Federal Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does Firelands Federal Credit Union offer a signup bonus?
Firelands FCU IRA Share Account doesn't offer a signup bonus.
What is the minimum initial deposit for Firelands FCU IRA Share Account?
The minimum deposit to open a Firelands FCU IRA Share Account is $500.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $100 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | Starting at $500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does Firelands FCU IRA Share Account offer?
Firelands FCU IRA Share Account offers a variable APY starting at 1.50% and ranging up to 3.00% (APY stands for annual percentage yield, rates may change). This is much higher than the national average rate for savings accounts.
What fees does Firelands FCU IRA Share Account charge?
Firelands FCU IRA Share Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
What features and perks does Firelands FCU IRA Share Account offer?
This savings account includes the following features:
- Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Firelands FCU IRA Share Account allows you to manage your money online or with a mobile app.
Can you set up a direct deposit to Firelands FCU IRA Share Account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for Firelands FCU IRA Share Account?
The customer support email for Firelands FCU IRA Share Account is onlineservices@firelandsfcu.org.
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Hours of Operation
Sunday
Closed
Monday
7:00AM - 9:00PM
Tuesday
7:00AM - 9:00PM
Wednesday
7:00AM - 9:00PM
Thursday
7:00AM - 9:00PM
Friday
7:00AM - 9:00PM
Saturday
8:00AM - 4:00PM