
First Bank and Trust of Texas Signature Series Savings
Not enough votes for recommendation
Explore a similar product
Try this top product in Savings Accounts.
Monthly Fee | $0 - $9 |
APY (Annual Percentage Yield) | 0% - 0.05% |
Minimum Balance to Earn APY | $50,000 |
First Bank and Trust of Texas Signature Series Savings Review
First Bank and Trust of Texas Signature Series Savings is offered by Heartland Financial USA Inc, a nonbank financial services provider founded in 1981 and based in Dubuque, IA. First Bank and Trust of Texas Signature Series Savings is available in 1 state across the USA.
- Higher than average APY. First Bank and Trust of Texas Signature Series Savings has an annual percentage yield of up to .05%, which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $50000.
- Charges a monthly fee. This account charges a monthly service fee of up to $9, but the fee is waived if you keep a minimum balance of $50,000.
- $1,000 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
- ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
- Bill pay. Pay your bills to practically anyone in the United States through Heartland Financial USA Inc.
Pros | Cons |
---|---|
|
|
Are savings accounts from Heartland Financial USA Inc federally insured?
Yes, this account is insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
Does Heartland Financial USA Inc offer a signup bonus?
First Bank and Trust of Texas Signature Series Savings doesn't offer a signup bonus.
What is the minimum initial deposit for First Bank and Trust of Texas Signature Series Savings?
The minimum deposit to open a First Bank and Trust of Texas Signature Series Savings is $1,000.Description | |
---|---|
Minimum Balance to Avoid Monthly Fee | Starting at $50,000 |
Minimum Balance to Earn APY | $50,000 |
Minimum Combined Balance to Avoid Monthly Fee | $100,000 |
Minimum Opening Deposit | Starting at $1,000 |
What APY does Heartland Financial USA Inc offer?
First Bank and Trust of Texas Signature Series Savings offers an APY and ranging up to .05% (APY stands for annual percentage yield, rates may change).
What fees does First Bank and Trust of Texas Signature Series Savings charge?
First Bank and Trust of Texas Signature Series Savings does not charge a monthly service fee. See the fee breakdown section below to view all fees.
However, you can waive the monthly fees if you have a minimum daily balance of $50,000. You can also waive the fee by keeping a combined balance of $100,000.
- Outgoing domestic bank transfers come with a $25 fee.
- Incoming domestic bank transfers come with a $12 fee.
- Outgoing international bank transfers come with a $45 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
- Incoming international bank transfers come with a $15 fee.
- First Bank and Trust of Texas Signature Series Savings charges a $25 fee for an early account closure. Contact First Bank and Trust of Texas Signature Series Savings for more details on what is considered an early closure.
- First Bank and Trust of Texas Signature Series Savings charges $3 every time you request a paper statement.
What features and perks does First Bank and Trust of Texas Signature Series Savings offer?
This savings account includes the following features:
- ATM reimbursement - This account provides ATM access and will reimburse you for the ATM fees charged by other networks.
- Fraud monitoring - First Bank and Trust of Texas Signature Series Savings monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
- Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - First Bank and Trust of Texas Signature Series Savings allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
Can you set up a direct deposit to First Bank and Trust of Texas Signature Series Savings?
In most cases, the answer is yes. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for First Bank and Trust of Texas Signature Series Savings?
The customer support email for First Bank and Trust of Texas Signature Series Savings is jberg@htlf.com.
Contact
- Headquarters
-
1398 Central Avenue
Dubuque, IA 52001 USA - Visit Site
- Email Support
Other Services by Heartland Financial USA Inc
Availability
Feature Breakdown
Minimum Balance to Avoid Monthly Fee | Starting at $50,000 |
Minimum Balance to Earn APY | $50,000 |
Minimum Combined Balance to Avoid Monthly Fee | $100,000 |
Minimum Opening Deposit | Starting at $1,000 |
Be the first to rate
Would you recommend First Bank and Trust of Texas Signature Series Savings to your friends?
Heartland Financial USA Inc Savings Accounts
- AxiomGO Savings Account
- Comenity Direct High Yield Savings Account
- Community First Bank Simply Savings
- Cross Keys Bank Savings Account
- Educators Credit Union Change Up For Easy Saving
- First Home Bank Savings Account
- First National Bank of Omaha Savings Account
- MEMBERS1st Community Credit Union Liquidity1st
- Members First Credit Union Utah High Yield
- Members First Credit Union Utah Regular Share
- TD Bank Simple Savings Account
- Wells Fargo Bank Way2Save Savings Account