Last Updated: 04/18/2025
First Commerce Credit Union iSave! Systematic Savings Account
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Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.05% - 2.00%(Verified 06/21/2024)
Minimum Opening Deposit
$5
Minimum Balance to Earn APY
$5
First Commerce Credit Union iSave! Systematic Savings Account Review
First Commerce Credit Union iSave! Systematic Savings Account is offered by First Commerce Credit Union, a credit union founded in 1940 and based in Tallahassee, FL. First Commerce Credit Union iSave! Systematic Savings Account are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- High yield savings. This account offers an annual percentage yield of up to 2.00%, which is much higher than the average interest rate for a savings account. However, you must meet minimum balance requirements for higher APYs.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- Small minimum initial deposit. You only need $5.00 to open an account.
First Commerce Credit Union iSave! Systematic Savings Account Pros & Cons
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First Commerce Credit Union iSave! Systematic Savings Account FAQ
Are savings accounts from First Commerce Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does First Commerce Credit Union offer a signup bonus?
First Commerce Credit Union iSave! Systematic Savings Account doesn't offer a signup bonus.
What is the minimum initial deposit for First Commerce Credit Union iSave! Systematic Savings Account?
The minimum deposit to open a First Commerce Credit Union iSave! Systematic Savings Account is $5.00.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $5.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $5.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does First Commerce Credit Union iSave! Systematic Savings Account offer?
First Commerce Credit Union iSave! Systematic Savings Account offers a variable APY starting at 0.05% and ranging up to 2.00% (APY stands for annual percentage yield, rates may change).
What fees does First Commerce Credit Union iSave! Systematic Savings Account charge?
First Commerce Credit Union iSave! Systematic Savings Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
What features and perks does First Commerce Credit Union iSave! Systematic Savings Account offer?
This savings account includes the following features:
- Mobile Banking Services - First Commerce Credit Union iSave! Systematic Savings Account allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to First Commerce Credit Union iSave! Systematic Savings Account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed