Last Updated: 04/18/2025
First Florida CU Holiday Club Account
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.20%(Verified 06/21/2024)
Minimum Opening Deposit
Starting at $5
Minimum Balance to Earn APY
N/A
First Florida CU Holiday Club Account Review
First Florida CU Holiday Club Account is offered by First Florida Credit Union, a credit union founded in 1950 and based in Jacksonville, FL. First Florida CU Holiday Club Account are available in 50 states and Washington, DC.
Key Takeaways
- Low interest rate. The maximum annual percentage yield for this account is only 0.20%.
- Small minimum initial deposit. You only need $5 to open an account.
First Florida CU Holiday Club Account Pros & Cons
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First Florida CU Holiday Club Account FAQ
Are savings accounts from First Florida Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does First Florida Credit Union offer a signup bonus?
First Florida CU Holiday Club Account doesn't offer a signup bonus.
What is the minimum initial deposit for First Florida CU Holiday Club Account?
The minimum deposit to open a First Florida CU Holiday Club Account is $5.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | Starting at $5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does First Florida CU Holiday Club Account offer?
First Florida CU Holiday Club Account offers an APY of 0.20% (APY stands for annual percentage yield, rates may change).
The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually. What fees does First Florida CU Holiday Club Account charge?
First Florida CU Holiday Club Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
Can you set up a direct deposit to First Florida CU Holiday Club Account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for First Florida CU Holiday Club Account?
The customer support email for First Florida CU Holiday Club Account is info@firstflorida.org.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
Closed