Fitness Bank Savings Account
Fitness Bank Savings Account
in Savings Accounts from FitnessBank

Fitness Bank Savings Account

in Savings Accounts from FitnessBank
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4 reviews
Monthly Fee $0 - $10
(Verified 10/14/2022)
APY (Annual Percentage Yield) 3.50%
(Verified 10/14/2022)
Minimum Balance to Earn APY N/A

Fitness Bank Savings Account Review

Fitness Bank Savings Account is offered by Fitness Bank, a bank founded in 2002 and based in Atlanta, GA. Fitness Bank Savings Account are available in 50 states (and Washington, DC).

Key Takeaways

  • Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 3.50%, which is much higher than the average interest rate for a savings account.
  • Charges a monthly fee. This account charges a monthly service fee of up to $10.
  • $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.

Fitness Bank Savings Account Pros & Cons

Pros Cons
  • Available in all 50 states.
  • High variable APY.
  • No signup bonus.
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Does not come with a debit card
  • Not FDIC-insured.
  • Monthly service charge.

Fitness Bank Savings Account FAQ

Are savings accounts from FitnessBank federally insured?

No, your FitnessBank savings accounts are not insured by a federal insurance agency. This means that if FitnessBank were to fall into financial difficulties, your deposits are not covered by a government-backed insurance fund like the FDIC or NCUSIF.

Does FitnessBank offer a signup bonus?

Fitness Bank Savings Account doesn't offer a signup bonus.

What is the minimum initial deposit for Fitness Bank Savings Account?

The minimum deposit to open a Fitness Bank Savings Account is $100.
Fitness Bank Savings Account Minimums
Minimum Opening Deposit $100

What APY does Fitness Bank Savings Account offer?

Fitness Bank Savings Account offers an APY of 3.50% (APY stands for annual percentage yield, rates may change). This is higher than the typical APY for online-only savings accounts, which is around 1% APY.

The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually.

What fees does Fitness Bank Savings Account charge?

Fitness Bank Savings Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.

Can you set up a direct deposit to Fitness Bank Savings Account?

Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for Fitness Bank Savings Account?

The customer support email for Fitness Bank Savings Account is

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Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

About Fitness Bank Savings Account


  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Opening Deposit $100
Monthly Fee $0 - $10
(Verified 10/14/2022)
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
APY (Annual Percentage Yield) 3.50%
(Verified 10/14/2022)

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