Last Updated: 04/18/2025
Golden Plains Credit Union IRA Savings Account
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
N/A
Minimum Opening Deposit
$10
Minimum Balance to Earn APY
$0
Golden Plains Credit Union IRA Savings Account Review
Golden Plains Credit Union IRA Savings Account is offered by Golden Plains Credit Union, a credit union founded in 1951 and based in Garden City, KS. Golden Plains Credit Union IRA Savings Account are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- No monthly maintenance fees. This account does not charge any monthly account fees.
- Small minimum initial deposit. You only need $10.00 to open an account.
Golden Plains Credit Union IRA Savings Account Pros & Cons
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Golden Plains Credit Union IRA Savings Account FAQ
Are savings accounts from Golden Plains Credit Union federally insured?
No, your Golden Plains Credit Union savings accounts are not insured by a federal insurance agency. This means that if Golden Plains Credit Union were to fall into financial difficulties, your deposits are not covered by a government-backed insurance fund like the FDIC or NCUSIF.
Does Golden Plains Credit Union offer a signup bonus?
Golden Plains Credit Union IRA Savings Account doesn't offer a signup bonus.
What is the minimum initial deposit for Golden Plains Credit Union IRA Savings Account?
The minimum deposit to open a Golden Plains Credit Union IRA Savings Account is $10.00.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $10.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does Golden Plains Credit Union IRA Savings Account offer?
Golden Plains Credit Union IRA Savings Account is not an interest-bearing account.
What fees does Golden Plains Credit Union IRA Savings Account charge?
Golden Plains Credit Union IRA Savings Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
- Outgoing domestic bank transfers come with a $20.00 fee.
- An overdraft on your account will trigger a $30.00 fee per item.
- Golden Plains Credit Union IRA Savings Account charges $2.00 every time you request a paper statement.
Does Golden Plains Credit Union IRA Savings Account charge overdraft fees?
Yes, Golden Plains Credit Union IRA Savings Account charges a $30.00 overdraft fee.What features and perks does Golden Plains Credit Union IRA Savings Account offer?
This savings account includes the following features:
- Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to Golden Plains Credit Union IRA Savings Account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 12:00PM