Last Updated: 01/14/2026
GreenState High Yield Savings Account
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Last Updated: 01/14/2026
SuperMoney User Recommendation Score +71
Strongly recommended7 total votes
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Highlights
Community Rating
Strongly recommended
APY (Annual Percentage Yield)
3.00%(Verified 12/02/2025)
Minimum Opening Deposit
Starting at $1
Minimum Balance to Earn APY
$1
Number of Reviews
GreenState High Yield Savings Account Review
GreenState High Yield Savings Account is offered by Greenstate Credit Union, a credit union founded in 1938 and based in North Liberty, IA. GreenState are available in 50 states and Washington, DC.
Key Takeaways
- Earn up to $1,500 in cash bonuses. Start your savings journey this January with promo code HEADSTART — available for new customers only.
- High yield savings. This account offers an annual percentage yield of up to 3.00%, which is much higher than the average interest rate for a savings account.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- Small minimum initial deposit. You only need $1 to open an account.
- No ATM fees. GreenState High Yield Savings Account does not charge fees on ATM transactions .
GreenState Pros & Cons
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GreenState FAQ
Are savings accounts from Greenstate Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does Greenstate Credit Union offer a signup bonus?
Yes, GreenState offers a signup bonus.
Earn up to $1,500 in cash bonuses. Start your savings journey this January with promo code HEADSTART — available for new customers only.
What is the minimum initial deposit for GreenState?
The minimum deposit to open a GreenState is $1.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $1 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | Starting at $1 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does GreenState High Yield Savings Account offer?
GreenState offers an APY of 3.00% (APY stands for annual percentage yield, rates may change). This is much higher than the average savings account rate.
The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually. What fees does GreenState charge?
GreenState does not charge a monthly service fee. See the fee breakdown section below to view all fees.
What features and perks does GreenState offer?
This savings account includes the following features:
- Mobile Banking Services - GreenState allows you to manage your money online or with a mobile app.
Can you set up a direct deposit to GreenState?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for GreenState?
The customer support email for GreenState is mac@GreenState.org.
How do people rate the customer service and user experience of GreenState?
Overall, GreenState is strongly recommended based on community reviews that rate customer service and user experience.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - Invalid DateTime
Tuesday
9:00AM - Invalid DateTime
Wednesday
9:00AM - Invalid DateTime
Thursday
9:00AM - Invalid DateTime
Friday
9:00AM - Invalid DateTime
Saturday
9:00AM - 12:00PM