Last Updated: 01/14/2026
SuperMoney User Recommendation Score +71
Strongly recommended7 total votes
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Highlights
Community Rating
Strongly recommended
APY (Annual Percentage Yield)
3.00%(Verified 12/02/2025)
Minimum Opening Deposit
Starting at $1
Minimum Balance to Earn APY
$1
Number of Reviews
GreenState High Yield Savings Account Review
GreenState High Yield Savings Account is offered by Greenstate Credit Union, a credit union founded in 1938 and based in North Liberty, IA. GreenState are available in 50 states and Washington, DC.
Key Takeaways
- Earn up to $1,500 in cash bonuses. Start your savings journey this January with promo code HEADSTART — available for new customers only.
- High yield savings. This account offers an annual percentage yield of up to 3.00%, which is much higher than the average interest rate for a savings account.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- Small minimum initial deposit. You only need $1 to open an account.
- No ATM fees. GreenState High Yield Savings Account does not charge fees on ATM transactions .
GreenState Pros & Cons
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GreenState FAQ
Are savings accounts from Greenstate Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does Greenstate Credit Union offer a signup bonus?
Yes, GreenState offers a signup bonus.
Earn up to $1,500 in cash bonuses. Start your savings journey this January with promo code HEADSTART — available for new customers only.
What is the minimum initial deposit for GreenState?
The minimum deposit to open a GreenState is $1.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $1 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | Starting at $1 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does GreenState High Yield Savings Account offer?
GreenState offers an APY of 3.00% (APY stands for annual percentage yield, rates may change). This is much higher than the average savings account rate.
The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually. What fees does GreenState charge?
GreenState does not charge a monthly service fee. See the fee breakdown section below to view all fees.
What features and perks does GreenState offer?
This savings account includes the following features:
- Mobile Banking Services - GreenState allows you to manage your money online or with a mobile app.
Can you set up a direct deposit to GreenState?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for GreenState?
The customer support email for GreenState is mac@GreenState.org.
How do people rate the customer service and user experience of GreenState?
Overall, GreenState is strongly recommended based on community reviews that rate customer service and user experience.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
SundayClosedMonday9:00AM - Invalid DateTimeTuesday9:00AM - Invalid DateTimeWednesday9:00AM - Invalid DateTimeThursday9:00AM - Invalid DateTimeFriday9:00AM - Invalid DateTimeSaturday9:00AM - 12:00PM
Other Services by Greenstate Credit Union
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SuperMoney Net Recommendation Score
SuperMoney users strongly recommend this product, giving it a user recommendation score of +71, or 4.4 on a 5-point rating scale.
+71
-1000+100
No one recommends
Everyone recommends
GreenState High Yield Savings Account Community Reviews
Would you recommend GreenState High Yield Savings Account to your friends?
DC
Dylan C.
Nov 14, 2023
May or may not recommend
I am so proud to call myself a user of GreenState! Because of the high yield on my savings, I can watch my money grow more than it ever has! Because of this, I have created more opportunities for my family that I never thought I would have been able to provide! I would highly recommend!
JW
Janet W.
Nov 8, 2023
May or may not recommend
The GreenState High Yield Savings Account is an excellent choice for those looking to maximize their savings. With competitive interest rates and no monthly fees, it offers a great opportunity to grow your money while keeping it easily accessible.
Musa M.
Nov 6, 2023
May or may not recommend
In my view, the GreenState Credit Union High Yield Savings Account stands out as an excellent option for those looking to maximize their savings with a competitive interest rate while avoiding the need for a minimum balance or monthly fees. It also offers the convenience of 24/7 online access to funds and access to a widespread ATM network. However, I should note that the absence of physical branches in many ...Show More
JM
Joyce M.
Nov 3, 2023
May or may not recommend
I've had some real hands-on experience with the GreenState High Yield Savings Account, and here's the scoop. Their interest rates are pretty cool, but man, their customer service can be a bit of a waiting game. Also, their mobile app could use some TLC. All in all, it's not a bad choice for savers.
US
Udaay S.
Nov 2, 2023
May or may not recommend
The GreenState High Yield Savings Account from Greenstate Credit Union is a real winner if you're looking to grow your savings. It offers a whopping 5.16% Annual Percentage Yield (APY), which is way better than most other savings accounts. Plus, there are no monthly fees, and you can start with just $1. It's also insured by NCUA, so your money is safe. The only downsides are that it doesn't have ...Show More
DC
Dylan C.
Oct 30, 2023
May or may not recommend
I am in love with this account! I have NO MONTHLY FEE and I have a high yield placed on my savings, more than any other financial institution I have worked with. With amazing customer service, I am extremely happy with the success I have placed in my finances with GreenState!
NS
Natalie S.
Oct 26, 2023
May or may not recommend
GreenState's High Yield Savings Account has truly impressed me. The account offers an impressive interest rate, which has significantly boosted my savings. The online and mobile banking platforms are user-friendly and make managing my funds a breeze. What's even better is the seamless transfer process, allowing quick access to my savings when needed. GreenState's customer service is exceptional – responsive and knowledgeable, always ready to assist. The peace of mind ...Show More
Showing 7 of 7 reviews
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