Last Updated: 04/18/2025
GSA Federal Credit Union IRA Share Account
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.10%(Verified 06/26/2024)
Minimum Opening Deposit
$0
Minimum Balance to Earn APY
$0
GSA Federal Credit Union IRA Share Account Review
GSA Federal Credit Union IRA Share Account is offered by GSA Federal Credit Union, a credit union founded in 1937 and based in Washington, DC. GSA Federal Credit Union IRA Share Account are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- Low interest rate. The maximum annual percentage yield for this account is only 0.10%.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- No minimum initial deposit. There is no minimum balance required to open an account online.
GSA Federal Credit Union IRA Share Account Pros & Cons
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GSA Federal Credit Union IRA Share Account FAQ
Are savings accounts from GSA Federal Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does GSA Federal Credit Union offer a signup bonus?
GSA Federal Credit Union IRA Share Account doesn't offer a signup bonus.
What is the minimum initial deposit for GSA Federal Credit Union IRA Share Account?
There is no minimum deposit to open a GSA Federal Credit Union IRA Share Account.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does GSA Federal Credit Union IRA Share Account offer?
GSA Federal Credit Union IRA Share Account offers an APY of 0.10% (APY stands for annual percentage yield, rates may change).
The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually. What fees does GSA Federal Credit Union IRA Share Account charge?
GSA Federal Credit Union IRA Share Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
- Outgoing domestic bank transfers come with a $30.00 fee.
- An overdraft on your account will trigger a $30.00 fee per item.
- GSA Federal Credit Union IRA Share Account charges $5.00 every time you request a paper statement.
Does GSA Federal Credit Union IRA Share Account charge overdraft fees?
Yes, GSA Federal Credit Union IRA Share Account charges a $30.00 overdraft fee.What features and perks does GSA Federal Credit Union IRA Share Account offer?
This savings account includes the following features:
- Mobile Banking Services - GSA Federal Credit Union IRA Share Account allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to GSA Federal Credit Union IRA Share Account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for GSA Federal Credit Union IRA Share Account?
The customer support email for GSA Federal Credit Union IRA Share Account is GSAFCU@gsa.gov.
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Hours of Operation
Sunday
Closed
Monday
Closed
Tuesday
10:00AM - 2:00PM
Wednesday
10:00AM - 2:00PM
Thursday
10:00AM - 2:00PM
Friday
10:00AM - 2:00PM
Saturday
Closed