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Last Updated: 12/08/2025

Guac Savings App

from New World Saving Inc

Last Updated: 12/08/2025

Strongly recommended21 total votes

14 users recommend

5 users are unsure

2 users don't recommend

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Highlights

Community Rating

Strongly recommended

APY (Annual Percentage Yield)

0%(Verified 06/21/2024)

Disclaimer popup with additional information

Minimum Opening Deposit

Minimum Balance to Earn APY

N/A

Number of Reviews

Guac Savings App Review

Guac Savings App is offered through New World Saving Inc, a bank founded in 2017 and based in Irvine, CA. It is made possible by a bank partnership with nbkc bank, Member FDIC. Guac savings are available in 50 states and Washington, DC.

Key Takeaways

0% APY. This savings account does not pay an interest rate.
No monthly maintenance fees. This account does not charge any monthly account fees.
No minimum initial deposit. There is no minimum balance required to open an account online.

Guac savings Pros & Cons

Pros

Cons

All Guac deposits are insured through nbkc bank, Member FDIC.
Built-in tool for automated savings
Supports direct deposits.
No minimum deposit and a $0 monthly fee.
Available in 50 states and Washington, DC.

Does not earn interest
Does not offer mobile check deposits.
Does not provide access to a nationwide ATM network.
Does not come with a debit card
No signup bonus.

Guac savings FAQ

Are Guac Savings App deposits federally insured?

Yes, your New World Saving Inc savings accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

Does New World Saving Inc offer a signup bonus?

Guac savings doesn't offer a signup bonus.

What is the minimum initial deposit for Guac savings?

There is no minimum deposit to open a Guac savings.

Guac Savings App Minimums

Description

Minimum Opening Deposit

What APY does Guac Savings App offer?

Guac savings is not an interest-bearing account. In other words, it doesn't pay an interest on your savings.

What fees does Guac savings charge?

Guac savings does not charge a monthly service fee. See the fee breakdown section below to view all fees.

Does Guac savings charge overdraft fees?

No, Guac savings does not charge overdraft fees.

What features and perks does Guac savings offer?

This savings account includes the following features:

Mobile Banking Services - Guac savings allows you to manage your money online or with a mobile app.

Can you set up a direct deposit to Guac savings?

Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for Guac savings?

The customer support email for Guac savings is support@guacapp.com.

How do people rate the customer service and user experience of Guac savings?

Overall, Guac savings is strongly recommended based on community reviews that rate customer service and user experience.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from Guac savings

Guac is designed to help you save as you spend towards your goals. Guac users set their goals, deadline when they want to purchase/book that goal & utilize our unique percentage based save while you spend savings tools to fund each goal.

Contact

Headquarters

9281 Research Dr.

Irvine, CA 92612

Visit Site

Email Support

Other Services by New World Saving Inc

Budgeting Apps

20 Reviews

SuperMoney Net Recommendation Score

SuperMoney users strongly recommend this product, giving it a user recommendation score of +57, or 4.1 on a 5-point rating scale.

+57

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Guac Savings App Community Reviews

Would you recommend Guac Savings App to your friends?

Anonymous

Mar 31, 2023

May or may not recommend

Haven't used the app yet. I'd like to say yes.

Mazhar C.

Nov 25, 2022

May or may not recommend

absolutely love the Guac Savings App! I have been using it for a little over a week now and I have already saved so much money. The app is so easy to use and it really helps me stay on top of my spending. I love that I can see all of my savings in one place and I can easily transfer money into my savings account with just a ...Show More

Rin L.

Sep 3, 2022

May or may not recommend

Based on everyone else reviews it s eems like a good service though im not too entirely sure as i dont use it myself.

Sachida J.

Jun 15, 2022

May or may not recommend

Irfan T.

Apr 28, 2022

May or may not recommend

Guac savings app is the best way to secure you hard earned investments and save them for your future needs. Their staff is amazing and quite cooperative and will fully guide you for every process to open and manage your account.

Amanda N.

Apr 2, 2022

May or may not recommend

I tried Guac and it its super easy, I love that I can start the account with as little as $1 and have saving goals for things I want . Like a new car or vacation. There's no wait time either once I link my bank account which is super cool.

Markos H.

Mar 4, 2022

May or may not recommend

Wouldn’t recommend as there’s no signup bonus, does not earn interest, doesn’t offer mobile check deposits, and it doesn’t provide access to a nationwide ATMs!

Charity A.

Feb 24, 2022

May or may not recommend

I started creating my account but my gut was telling me maybe not the best idea when I realized they were not FDIC approved. Sometimes, I keep an eye on apps that are not FDIC approved to see the trustworthiness. If they seem to keep up with good reviews. I go for it. So far this one hasnt had too many bad reviews, so even though I wanted to back ...Show More

Bobmanuel O.

Feb 23, 2022

May or may not recommend

There is always someone on the phone to advise me when I want to invest money. Nothing is too much trouble for them. I indeed refer Guac to my friends and family.

Becca -.

Feb 23, 2022

May or may not recommend

It took me a few days to get fully started, but then it went smoothly. Guac is an easy way to save money without the stress of moving it directly. I also appreciate being able to forget the app for a bit before accessing my account again to check up on everything. It's always a nice surprise to come back to!

Des' M.

Jan 13, 2022

May or may not recommend

I love this app, my issues with other saving apps is that it saves too slow, cause I'm only saving a few cents. With this app I can save by setting aside a %of what I spend and I can adjust depending on my financial situation.

Lashane H.

Jan 3, 2022

May or may not recommend

Super easy to use, with $0 monthly fee's I absolutely love this product.

Haley N.

Dec 16, 2021

May or may not recommend

I know that guac is just starting out but it has room to grow.

John C.

Nov 6, 2021

May or may not recommend

I highly recommend people not trust this company if they are not fdic covered. I don't think it's safe. That's just my gut feeling.

Larissa F.

Oct 9, 2021

May or may not recommend

I like this app, it has no fees at all for anything and you can still receive good tips on how to better manage your money. I am still new at this but this app is being a huge help

Candice W.

Oct 4, 2021

May or may not recommend

An app. Many use apps do do a variety of lifes tasks. From talking to people to scanning plane tickets. Why not finding an app which can help you save money? This app can be a simple way to do just that. The app will transfer a small amount of your money into a fund. Eventually, with the money saved you are able to buy your dream car or possibly ...Show More

Ciara J.

Oct 4, 2021

May or may not recommend

I opened a savings account with Guac a while ago. I ended up closing it just because I no longer needed it. I did not like that there wasn't an option to have a physical debit card and I also earned no bonus on my account. There were not many incentives for me to keep the account open and active but there also were not any horrible red flags about ...Show More

Sarah M.

Oct 2, 2021

May or may not recommend

“Guac Savings App is the bomb! You save with complete ease and even switch the card you wish to save from the easy-to-navigate interface. You’ve got to fall in love with Guac, man. And yes, you decide on what to save and it does that for you at no monthly charge. You should be using the app already”

Jenna C.

Sep 28, 2021

May or may not recommend

I LOVE using Guac! I had a friend tell me about it and I will never look back. It automatically saves for you every time you swipe your debit or credit card affiliated with your account. There are no monthly fees at all and their app is easy to navigate.

Antonyo H.

Sep 24, 2021

May or may not recommend

Have never heard of them before, after writing this review I think I'm going to go check out what they are doing and what kind of savings insite do they offer .

Showing 20 of 21 reviews