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Last Updated: 12/08/2025

Guac Savings App

in Savings Accounts from New World Saving Inc

Last Updated: 12/08/2025

Strongly recommended21 total votes

14 users recommend

5 users are unsure

2 users don't recommend

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Highlights

Community Rating

Strongly recommended

APY (Annual Percentage Yield)

0%(Verified 06/21/2024)

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Minimum Opening Deposit

Minimum Balance to Earn APY

N/A

Number of Reviews

Guac Savings App Review

Guac Savings App is offered through New World Saving Inc, a bank founded in 2017 and based in Irvine, CA. It is made possible by a bank partnership with nbkc bank, Member FDIC. Guac savings are available in 50 states and Washington, DC.

Key Takeaways

0% APY. This savings account does not pay an interest rate.
No monthly maintenance fees. This account does not charge any monthly account fees.
No minimum initial deposit. There is no minimum balance required to open an account online.

Guac savings Pros & Cons

Pros

Cons

All Guac deposits are insured through nbkc bank, Member FDIC.
Built-in tool for automated savings
Supports direct deposits.
No minimum deposit and a $0 monthly fee.
Available in 50 states and Washington, DC.

Does not earn interest
Does not offer mobile check deposits.
Does not provide access to a nationwide ATM network.
Does not come with a debit card
No signup bonus.

Guac savings FAQ

Are Guac Savings App deposits federally insured?

Yes, your New World Saving Inc savings accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

Does New World Saving Inc offer a signup bonus?

Guac savings doesn't offer a signup bonus.

What is the minimum initial deposit for Guac savings?

There is no minimum deposit to open a Guac savings.

Guac Savings App Minimums

Description

Minimum Opening Deposit

What APY does Guac Savings App offer?

Guac savings is not an interest-bearing account. In other words, it doesn't pay an interest on your savings.

What fees does Guac savings charge?

Guac savings does not charge a monthly service fee. See the fee breakdown section below to view all fees.

Does Guac savings charge overdraft fees?

No, Guac savings does not charge overdraft fees.

What features and perks does Guac savings offer?

This savings account includes the following features:

Mobile Banking Services - Guac savings allows you to manage your money online or with a mobile app.

Can you set up a direct deposit to Guac savings?

Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for Guac savings?

The customer support email for Guac savings is support@guacapp.com.

How do people rate the customer service and user experience of Guac savings?

Overall, Guac savings is strongly recommended based on community reviews that rate customer service and user experience.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from Guac savings

Guac is designed to help you save as you spend towards your goals. Guac users set their goals, deadline when they want to purchase/book that goal & utilize our unique percentage based save while you spend savings tools to fund each goal.

Contact

Headquarters

9281 Research Dr.

Irvine, CA 92612

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