Last Updated: 04/18/2025
HealthShare CU Individual Retirement Accounts
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Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.30%(Verified 08/01/2024)
Minimum Opening Deposit
$0
Minimum Balance to Earn APY
$100
HealthShare CU Individual Retirement Accounts Review
HealthShare CU Individual Retirement Accounts is offered by HealthShare Credit Union, a credit union founded in 1955 and based in Greensboro, NC. HealthShare CU Individual Retirement Accounts are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- Higher than average APY. HealthShare CU Individual Retirement Accounts has an annual percentage yield of up to 0.30%, which is higher than the average interest rate for savings accounts. Note that you must keep a minimum balance of $100.00 to earn that interest rate.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- No minimum initial deposit. There is no minimum balance required to open an account online.
HealthShare CU Individual Retirement Accounts Pros & Cons
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HealthShare CU Individual Retirement Accounts FAQ
Are savings accounts from HealthShare Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does HealthShare Credit Union offer a signup bonus?
HealthShare CU Individual Retirement Accounts doesn't offer a signup bonus.
What is the minimum initial deposit for HealthShare CU Individual Retirement Accounts?
There is no minimum deposit to open a HealthShare CU Individual Retirement Accounts.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $100.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does HealthShare CU Individual Retirement Accounts offer?
HealthShare CU Individual Retirement Accounts offers an APY of 0.30% (APY stands for annual percentage yield, rates may change).
The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually. What fees does HealthShare CU Individual Retirement Accounts charge?
HealthShare CU Individual Retirement Accounts does not charge a monthly service fee. See the fee breakdown section below to view all fees.
What features and perks does HealthShare CU Individual Retirement Accounts offer?
This savings account includes the following features:
- Mobile Banking Services - HealthShare CU Individual Retirement Accounts allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to HealthShare CU Individual Retirement Accounts?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for HealthShare CU Individual Retirement Accounts?
The customer support email for HealthShare CU Individual Retirement Accounts is genice.decorte@conehealth.com.
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Hours of Operation
Sunday
Closed
Monday
7:15AM - 4:45PM
Tuesday
7:15AM - 4:45PM
Wednesday
7:15AM - 4:45PM
Thursday
7:15AM - 4:45PM
Friday
7:15AM - 4:45PM
Saturday
Closed