Last Updated: 04/18/2025
HEB Federal Credit Union Savings Account
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.05%(Verified 06/21/2024)
Minimum Opening Deposit
Starting at $25
Minimum Balance to Earn APY
$1,000
HEB Federal Credit Union Savings Account Review
HEB Federal Credit Union Savings Account is offered by HEB Federal Credit Union, a credit union founded in 1963 and based in San Antonio, TX. HEB Federal Credit Union Savings Account are available in 50 states and Washington, DC.
Key Takeaways
- Low interest rate. The maximum annual percentage yield for this account is only 0.05%.
- $0 monthly account fees available. This account charges a monthly fee of up to $10, but the fee may be waived if you keep a minimum balance of$300.
- No ATM fees. HEB Federal Credit Union Savings Account does not charge fees on ATM transactions .
HEB Federal Credit Union Savings Account Pros & Cons
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HEB Federal Credit Union Savings Account FAQ
Are savings accounts from HEB Federal Credit Union federally insured?
No, your HEB Federal Credit Union savings accounts are not insured by a federal insurance agency. This means that if HEB Federal Credit Union were to fall into financial difficulties, your deposits are not covered by a government-backed insurance fund like the FDIC or NCUSIF.
Does HEB Federal Credit Union offer a signup bonus?
HEB Federal Credit Union Savings Account doesn't offer a signup bonus.
What is the minimum initial deposit for HEB Federal Credit Union Savings Account?
The minimum deposit to open a HEB Federal Credit Union Savings Account is $25.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | Starting at $300 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $1,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | Starting at $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does HEB Federal Credit Union Savings Account offer?
HEB Federal Credit Union Savings Account offers an APY of 0.05% (APY stands for annual percentage yield, rates may change).
The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually. What fees does HEB Federal Credit Union Savings Account charge?
HEB Federal Credit Union Savings Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
However, you can waive the monthly fees if you have a minimum daily balance of $300.
What features and perks does HEB Federal Credit Union Savings Account offer?
This savings account includes the following features:
- Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to HEB Federal Credit Union Savings Account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for HEB Federal Credit Union Savings Account?
The customer support email for HEB Federal Credit Union Savings Account is members@hebfcu.org.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed