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Last Updated: 04/18/2025

Hoosier Hills Credit Union Savings Account

in Savings Accounts from Hoosier Hills Credit Union

Last Updated: 04/18/2025

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APY (Annual Percentage Yield)

0.10%(Verified 06/21/2024)

Minimum Opening Deposit

$5

Minimum Balance to Earn APY

$0.01

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Hoosier Hills Credit Union Savings Account Review

Hoosier Hills Credit Union Savings Account is offered by Hoosier Hills Credit Union, a credit union founded in 1969 and based in Bedford, IN. Hoosier Hills Credit Union Savings Account are available in 50 states and Washington, DC.

Key Takeaways

  • Low interest rate. The maximum annual percentage yield for this account is only 0.10%.
  • No monthly maintenance fees. This account does not charge any monthly account fees.
  • Small minimum initial deposit. You only need $5.00 to open an account.

Hoosier Hills Credit Union Savings Account Pros & Cons

Hoosier Hills Credit Union Savings Account FAQ

Are savings accounts from Hoosier Hills Credit Union federally insured?

Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does Hoosier Hills Credit Union offer a signup bonus?

Hoosier Hills Credit Union Savings Account doesn't offer a signup bonus.

What is the minimum initial deposit for Hoosier Hills Credit Union Savings Account?

The minimum deposit to open a Hoosier Hills Credit Union Savings Account is $5.00.

What APY does Hoosier Hills Credit Union Savings Account offer?

Hoosier Hills Credit Union Savings Account offers an APY of 0.10% (APY stands for annual percentage yield, rates may change).
The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually.

What fees does Hoosier Hills Credit Union Savings Account charge?

Hoosier Hills Credit Union Savings Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
  • Outgoing domestic bank transfers come with a $25.00 fee.
  • Incoming domestic bank transfers come with a $10.00 fee.
  • Outgoing international bank transfers come with a $50.00 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
  • Incoming international bank transfers come with a $50.00 fee.
  • Hoosier Hills Credit Union Savings Account charges a $5.00 fee for an early account closure. Contact Hoosier Hills Credit Union Savings Account for more details on what is considered an early closure.
  • An overdraft on your account will trigger a $33.00 fee per item.

Does Hoosier Hills Credit Union Savings Account charge overdraft fees?

Yes, Hoosier Hills Credit Union Savings Account charges a $33.00 overdraft fee.
Hoosier Hills Credit Union Savings Account offers overdraft protection at a cost of $2.00 per transaction. This overdraft protection fee is charged every time the bank arranges a transfer from another one of your accounts, typically a savings account, to cover the overdraft.

What features and perks does Hoosier Hills Credit Union Savings Account offer?

This savings account includes the following features:
  • Mobile Banking Services - Hoosier Hills Credit Union Savings Account allows you to manage your money online or with a mobile app.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

Can you set up a direct deposit to Hoosier Hills Credit Union Savings Account?

Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for Hoosier Hills Credit Union Savings Account?

The customer support email for Hoosier Hills Credit Union Savings Account is info@hoosierhills.com.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

630 Lincoln Ave
Bedford, IN 47421
(812) 279-6644
Visit Site

Hours of Operation

Sunday
Closed
Monday
8:00AM - 4:30PM
Tuesday
8:00AM - 4:30PM
Wednesday
8:00AM - 4:30PM
Thursday
8:00AM - 4:30PM
Friday
8:00AM - 6:00PM
Saturday
Closed

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APY (Annual Percentage Yield)

0.10%
Disclaimer popup with additional information

Minimum Opening Deposit

$5

Minimum Balance to Earn APY

$0.01
Visit Site

Hoosier Hills Credit Union logo

APY (Annual Percentage Yield)

0.60%
Disclaimer popup with additional information

Minimum Opening Deposit

$5

Minimum Balance to Earn APY

$0.01

Hoosier Hills Credit Union logo

APY (Annual Percentage Yield)

0.10%
Disclaimer popup with additional information

Minimum Opening Deposit

$5

Minimum Balance to Earn APY

$0.01

Hoosier Hills Credit Union logo

APY (Annual Percentage Yield)

0.10%
Disclaimer popup with additional information

Minimum Opening Deposit

$5

Minimum Balance to Earn APY

$0.01

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

0

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Hoosier Hills Credit Union Savings Account Community Reviews

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