Last Updated: 04/18/2025
Huntingtonized FCU Share Accounts
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Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.10% - 0.30%(Verified 07/08/2024)
Minimum Opening Deposit
$5
Minimum Balance to Earn APY
$5
Huntingtonized FCU Share Accounts Review
Huntingtonized FCU Share Accounts is offered by Huntingtonized Federal Credit Union, a credit union founded in 1939 and based in Huntington, WV. Huntingtonized FCU Share Accounts are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- Higher than average APY. Huntingtonized FCU Share Accounts has an annual percentage yield of up to 0.30%, which is higher than the average interest rate for savings accounts. Note that you must keep a minimum balance of $5.00 to earn that interest rate.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- Small minimum initial deposit. You only need $5.00 to open an account.
Huntingtonized FCU Share Accounts Pros & Cons
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Huntingtonized FCU Share Accounts FAQ
Are savings accounts from Huntingtonized Federal Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does Huntingtonized Federal Credit Union offer a signup bonus?
Huntingtonized FCU Share Accounts doesn't offer a signup bonus.
What is the minimum initial deposit for Huntingtonized FCU Share Accounts?
The minimum deposit to open a Huntingtonized FCU Share Accounts is $5.00.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $5.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $5.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Required Balance | $5.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does Huntingtonized FCU Share Accounts offer?
Huntingtonized FCU Share Accounts offers a variable APY starting at 0.10% and ranging up to 0.30% (APY stands for annual percentage yield, rates may change).
What fees does Huntingtonized FCU Share Accounts charge?
Huntingtonized FCU Share Accounts does not charge a monthly service fee. See the fee breakdown section below to view all fees.
- Outgoing domestic bank transfers come with a $35.00 fee.
- Outgoing international bank transfers come with a $50.00 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
- An overdraft on your account will trigger a $35.00 fee per item.
- Huntingtonized FCU Share Accounts charges $2.00 every time you request a paper statement.
Does Huntingtonized FCU Share Accounts charge overdraft fees?
Yes, Huntingtonized FCU Share Accounts charges a $35.00 overdraft fee. Huntingtonized FCU Share Accounts offers overdraft protection at a cost of $5.00 per transaction. This overdraft protection fee is charged every time the bank arranges a transfer from another one of your accounts, typically a savings account, to cover the overdraft.
What features and perks does Huntingtonized FCU Share Accounts offer?
This savings account includes the following features:
- Mobile Banking Services - Huntingtonized FCU Share Accounts allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to Huntingtonized FCU Share Accounts?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for Huntingtonized FCU Share Accounts?
The customer support email for Huntingtonized FCU Share Accounts is hfcu@huntingtonized.com.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed