Last Updated: 04/18/2025
La Joya Area FCU Coyote Share Account
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.15%(Verified 06/21/2024)
Minimum Opening Deposit
$25
Minimum Balance to Earn APY
N/A
La Joya Area FCU Coyote Share Account Review
La Joya Area FCU Coyote Share Account is offered by La Joya Area Federal Credit Union, a credit union founded in 1961 and based in La Joya, TX. La Joya Area FCU Coyote Share Account are available in 50 states and Washington, DC.
Key Takeaways
- Low interest rate. The maximum annual percentage yield for this account is only 0.15%.
- No monthly maintenance fees. This account does not charge any monthly account fees.
La Joya Area FCU Coyote Share Account Pros & Cons
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La Joya Area FCU Coyote Share Account FAQ
Are savings accounts from La Joya Area Federal Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does La Joya Area Federal Credit Union offer a signup bonus?
La Joya Area FCU Coyote Share Account doesn't offer a signup bonus.
What is the minimum initial deposit for La Joya Area FCU Coyote Share Account?
The minimum deposit to open a La Joya Area FCU Coyote Share Account is $25.00.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $25.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Required Balance | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does La Joya Area FCU Coyote Share Account offer?
La Joya Area FCU Coyote Share Account offers an APY of 0.15% (APY stands for annual percentage yield, rates may change).
The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually. What fees does La Joya Area FCU Coyote Share Account charge?
La Joya Area FCU Coyote Share Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
- Outgoing domestic bank transfers come with a $20.00 fee.
- Outgoing international bank transfers come with a $45.00 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
- La Joya Area FCU Coyote Share Account charges $2.00 every time you request a paper statement.
What features and perks does La Joya Area FCU Coyote Share Account offer?
This savings account includes the following features:
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to La Joya Area FCU Coyote Share Account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for La Joya Area FCU Coyote Share Account?
The customer support email for La Joya Area FCU Coyote Share Account is info@lajoyacreditunion.coop.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
9:00AM - 1:00PM