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Last Updated: 04/18/2025

Maine State CU Savings Accounts

in Savings Accounts from Maine State Credit Union

Last Updated: 04/18/2025

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APY (Annual Percentage Yield)

0.05% - 1.60%(Verified 06/21/2024)

Minimum Opening Deposit

Starting at $5

Minimum Balance to Earn APY

$5
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Maine State CU Savings Accounts Review

Maine State CU Savings Accounts is offered by Maine State Credit Union, a credit union founded in 1935 and based in Augusta, ME. maine state savings accounts are available in 50 states and Washington, DC.

Key Takeaways

  • High yield savings. This account offers an annual percentage yield of up to 1.60%, which is much higher than the average interest rate for a savings account. However, you must meet minimum balance requirements for higher APYs.
  • Small minimum initial deposit. You only need $5 to open an account.
  • No ATM fees. Maine State CU Savings Accounts does not charge fees on ATM transactions .

maine state savings accounts Pros & Cons

maine state savings accounts FAQ

Are savings accounts from maine state credit union federally insured?

Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does Maine State Credit Union offer a signup bonus?

maine state savings accounts doesn't offer a signup bonus.

What is the minimum initial deposit for maine state savings accounts?

The minimum deposit to open a maine state savings accounts is $5.

What APY does Maine State CU Savings Accounts offer?

maine state savings accounts offers a variable APY starting at 0.05% and ranging up to 1.60% (APY stands for annual percentage yield, rates may change).

What fees does maine state savings accounts charge?

maine state savings accounts does not charge a monthly service fee. See the fee breakdown section below to view all fees.

    What features and perks does maine state savings accounts offer?

    This savings account includes the following features:
    • Mobile Banking Services - maine state savings accounts allows you to manage your money online or with a mobile app.
    • Nationwide ATM network - Conveniently transact at a nearby ATM.

    Can you set up a direct deposit to maine state savings accounts?

    Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

    What is the customer support email for maine state savings accounts?

    The customer support email for maine state savings accounts is contactus@mainestatecu.org.

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    Contact

    Headquarters

    200 Capitol St
    Augusta, ME 04330
    (800) 540-8707
    Visit Site
    Email Support

    Hours of Operation

    Sunday
    Closed
    Monday
    8:00AM - 5:00PM
    Tuesday
    8:00AM - 5:00PM
    Wednesday
    8:00AM - 5:00PM
    Thursday
    8:00AM - 5:00PM
    Friday
    8:00AM - 4:30PM
    Saturday
    Closed

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