Last Updated: 04/18/2025
MCECU Christmas Club Account
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.15% - 0.30%(Verified 06/21/2024)
Minimum Opening Deposit
Starting at $0
Minimum Balance to Earn APY
$0
MCECU Christmas Club Account Review
MCECU Christmas Club Account is offered by Memphis City Employees Credit Union, a credit union founded in 1959 and based in Memphis, TN. MCECU Christmas Club Account are available in 50 states and Washington, DC.
Key Takeaways
- Higher than average APY. MCECU Christmas Club Account has an annual percentage yield of up to 0.30%, which is higher than the average interest rate for savings accounts.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- No minimum initial deposit. There is no minimum balance required to open an account online.
- No ATM fees. MCECU Christmas Club Account does not charge fees on ATM transactions .
MCECU Christmas Club Account Pros & Cons
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MCECU Christmas Club Account FAQ
Are savings accounts from memphis city employees credit union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does Memphis City Employees Credit Union offer a signup bonus?
MCECU Christmas Club Account doesn't offer a signup bonus.
What is the minimum initial deposit for MCECU Christmas Club Account?
There is no minimum deposit to open a MCECU Christmas Club Account.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does MCECU Christmas Club Account offer?
MCECU Christmas Club Account offers a variable APY starting at 0.15% and ranging up to 0.30% (APY stands for annual percentage yield, rates may change).
What fees does MCECU Christmas Club Account charge?
MCECU Christmas Club Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
What features and perks does MCECU Christmas Club Account offer?
This savings account includes the following features:
- Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - MCECU Christmas Club Account allows you to manage your money online or with a mobile app.
Can you set up a direct deposit to MCECU Christmas Club Account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for MCECU Christmas Club Account?
The customer support email for MCECU Christmas Club Account is cuinfo@memphiscu.org.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 4:00PM
Tuesday
9:00AM - 4:00PM
Wednesday
9:00AM - 4:00PM
Thursday
9:00AM - 4:00PM
Friday
9:00AM - 4:00PM
Saturday
Closed