Last Updated: 04/18/2025
Northern Indiana FCU Share Savings Account
Unaffiliated
Last Updated: 04/18/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rate
Cast Your Vote
Compare All Savings Accounts
Filter & compare all your options in one place.
Highlights
APY (Annual Percentage Yield)
N/A
Minimum Opening Deposit
$25
Minimum Balance to Earn APY
N/A
Northern Indiana FCU Share Savings Account Review
Northern Indiana FCU Share Savings Account is offered by Northern Indiana Federal Credit Union, a credit union founded in 1935 and based in Merrillville, IN. Northern Indiana FCU Share Savings Account are available in 50 states and Washington, DC.
Key Takeaways
- Waivable monthly maintenance fee. Minimum balance to avoid fee is $25.00
- No ATM fees. Northern Indiana FCU Share Savings Account does not charge fees on ATM transactions .
Northern Indiana FCU Share Savings Account Pros & Cons
| Pros | Cons |
|
|
Northern Indiana FCU Share Savings Account FAQ
Are savings accounts from Northern Indiana Federal Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does Northern Indiana Federal Credit Union offer a signup bonus?
Northern Indiana FCU Share Savings Account doesn't offer a signup bonus.
What is the minimum initial deposit for Northern Indiana FCU Share Savings Account?
The minimum deposit to open a Northern Indiana FCU Share Savings Account is $25.00.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $25.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $25.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Required Balance | $25.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does Northern Indiana FCU Share Savings Account offer?
Northern Indiana FCU Share Savings Account is not an interest-bearing account.
What fees does Northern Indiana FCU Share Savings Account charge?
This account charges a monthly service fee of $5.00. However, you can waive the monthly fees if you have a minimum daily balance of $25.00.
- Outgoing domestic bank transfers come with a $20.00 fee.
- Incoming domestic bank transfers come with a $20.00 fee.
- Northern Indiana FCU Share Savings Account charges a $25.00 fee for an early account closure. Contact Northern Indiana FCU Share Savings Account for more details on what is considered an early closure.
- An overdraft on your account will trigger a $30.00 fee per item.
- Northern Indiana FCU Share Savings Account charges $2.00 every time you request a paper statement.
Does Northern Indiana FCU Share Savings Account charge overdraft fees?
Yes, Northern Indiana FCU Share Savings Account charges a $30.00 overdraft fee. Northern Indiana FCU Share Savings Account offers overdraft protection at a cost of $5.00 per transaction. This overdraft protection fee is charged every time the bank arranges a transfer from another one of your accounts, typically a savings account, to cover the overdraft.
What features and perks does Northern Indiana FCU Share Savings Account offer?
This savings account includes the following features:
- Mobile Banking Services - Northern Indiana FCU Share Savings Account allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to Northern Indiana FCU Share Savings Account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for Northern Indiana FCU Share Savings Account?
The customer support email for Northern Indiana FCU Share Savings Account is info@nifedcu.org.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 6:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed