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Last Updated: 04/18/2025

Ohio Teamsters Credit Union IRA Share Account

from Ohio Teamsters Credit Union

Last Updated: 04/18/2025

Ohio Teamsters Credit Union logo
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APY (Annual Percentage Yield)

0.15%(Verified 06/21/2024)

Minimum Opening Deposit

$0

Minimum Balance to Earn APY

$0
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Ohio Teamsters Credit Union IRA Share Account Review

Ohio Teamsters Credit Union IRA Share Account is offered by Ohio Teamsters Credit Union, a credit union founded in 1940 and based in Independence, OH. Ohio Teamsters Credit Union IRA Share Account are available in 50 states and Washington, DC.

Key Takeaways

  • Low interest rate. The maximum annual percentage yield for this account is only 0.15%.
  • No monthly maintenance fees. This account does not charge any monthly account fees.
  • No minimum initial deposit. There is no minimum balance required to open an account online.

Ohio Teamsters Credit Union IRA Share Account Pros & Cons

Ohio Teamsters Credit Union IRA Share Account FAQ

Are savings accounts from Ohio Teamsters Credit Union federally insured?

Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does Ohio Teamsters Credit Union offer a signup bonus?

Ohio Teamsters Credit Union IRA Share Account doesn't offer a signup bonus.

What is the minimum initial deposit for Ohio Teamsters Credit Union IRA Share Account?

There is no minimum deposit to open a Ohio Teamsters Credit Union IRA Share Account.

What APY does Ohio Teamsters Credit Union IRA Share Account offer?

Ohio Teamsters Credit Union IRA Share Account offers an APY of 0.15% (APY stands for annual percentage yield, rates may change).
The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually.

What fees does Ohio Teamsters Credit Union IRA Share Account charge?

Ohio Teamsters Credit Union IRA Share Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
  • Outgoing domestic bank transfers come with a $25.00 fee.
  • Incoming domestic bank transfers come with a $25.00 fee.
  • An overdraft on your account will trigger a $30.00 fee per item.
  • Ohio Teamsters Credit Union IRA Share Account charges $3.00 every time you request a paper statement.

Does Ohio Teamsters Credit Union IRA Share Account charge overdraft fees?

Yes, Ohio Teamsters Credit Union IRA Share Account charges a $30.00 overdraft fee.

What features and perks does Ohio Teamsters Credit Union IRA Share Account offer?

This savings account includes the following features:

    Can you set up a direct deposit to Ohio Teamsters Credit Union IRA Share Account?

    Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

    What is the customer support email for Ohio Teamsters Credit Union IRA Share Account?

    The customer support email for Ohio Teamsters Credit Union IRA Share Account is mgr@ohioteamsterscu.com.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Contact

    Headquarters

    6100 Rockside Woods Blvd N
    Ste 150
    Independence, OH 44131
    (216) 573-6700
    Visit Site
    Email Support

    Hours of Operation

    Sunday
    Closed
    Monday
    8:30AM - 4:30PM
    Tuesday
    8:30AM - 4:30PM
    Wednesday
    8:30AM - 4:30PM
    Thursday
    8:30AM - 4:30PM
    Friday
    8:30AM - 4:30PM
    Saturday
    Closed

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    APY (Annual Percentage Yield)

    0.15%
    Disclaimer popup with additional information

    Minimum Opening Deposit

    $0

    Minimum Balance to Earn APY

    $0
    Visit Site
    Ohio Teamsters Credit Union logo
    Ohio Teamsters Credit Union Savings Account
    Rating not yet determined
    Be the first to rate

    APY (Annual Percentage Yield)

    0.15%
    Disclaimer popup with additional information

    Minimum Opening Deposit

    $25

    Minimum Balance to Earn APY

    $0
    Visit Site
    Ohio Teamsters Credit Union logo
    Ohio Teamsters Credit Union Vacation Club Account
    Rating not yet determined
    Be the first to rate

    APY (Annual Percentage Yield)

    0.15%
    Disclaimer popup with additional information

    Minimum Opening Deposit

    $0

    Minimum Balance to Earn APY

    $0
    Visit Site

    SuperMoney Net Recommendation Score

    This product has no reviews yet. Help others by sharing your thoughts.

    0

    -1000+100
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    Everyone recommends
    The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

    Ohio Teamsters Credit Union IRA Share Account Community Reviews

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