Last Updated: 04/18/2025
Ohio Teamsters Credit Union IRA Share Account
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.15%(Verified 06/21/2024)
Minimum Opening Deposit
$0
Minimum Balance to Earn APY
$0
Ohio Teamsters Credit Union IRA Share Account Review
Ohio Teamsters Credit Union IRA Share Account is offered by Ohio Teamsters Credit Union, a credit union founded in 1940 and based in Independence, OH. Ohio Teamsters Credit Union IRA Share Account are available in 50 states and Washington, DC.
Key Takeaways
- Low interest rate. The maximum annual percentage yield for this account is only 0.15%.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- No minimum initial deposit. There is no minimum balance required to open an account online.
Ohio Teamsters Credit Union IRA Share Account Pros & Cons
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Ohio Teamsters Credit Union IRA Share Account FAQ
Are savings accounts from Ohio Teamsters Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does Ohio Teamsters Credit Union offer a signup bonus?
Ohio Teamsters Credit Union IRA Share Account doesn't offer a signup bonus.
What is the minimum initial deposit for Ohio Teamsters Credit Union IRA Share Account?
There is no minimum deposit to open a Ohio Teamsters Credit Union IRA Share Account.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does Ohio Teamsters Credit Union IRA Share Account offer?
Ohio Teamsters Credit Union IRA Share Account offers an APY of 0.15% (APY stands for annual percentage yield, rates may change).
The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually. What fees does Ohio Teamsters Credit Union IRA Share Account charge?
Ohio Teamsters Credit Union IRA Share Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
- Outgoing domestic bank transfers come with a $25.00 fee.
- Incoming domestic bank transfers come with a $25.00 fee.
- An overdraft on your account will trigger a $30.00 fee per item.
- Ohio Teamsters Credit Union IRA Share Account charges $3.00 every time you request a paper statement.
Does Ohio Teamsters Credit Union IRA Share Account charge overdraft fees?
Yes, Ohio Teamsters Credit Union IRA Share Account charges a $30.00 overdraft fee.What features and perks does Ohio Teamsters Credit Union IRA Share Account offer?
This savings account includes the following features:
Can you set up a direct deposit to Ohio Teamsters Credit Union IRA Share Account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for Ohio Teamsters Credit Union IRA Share Account?
The customer support email for Ohio Teamsters Credit Union IRA Share Account is mgr@ohioteamsterscu.com.
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Contact
Headquarters
Hours of Operation
Sunday
Closed
Monday
8:30AM - 4:30PM
Tuesday
8:30AM - 4:30PM
Wednesday
8:30AM - 4:30PM
Thursday
8:30AM - 4:30PM
Friday
8:30AM - 4:30PM
Saturday
Closed