Last Updated: 04/18/2025
Oklahoma Central CU IRAs
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.40% - 0.65%(Verified 06/30/2024)
Minimum Opening Deposit
$250
Minimum Balance to Earn APY
$200
Oklahoma Central CU IRAs Review
Oklahoma Central CU IRAs is offered by Oklahoma Central Credit Union, a credit union founded in 1941 and based in Tulsa, OK. Oklahoma Central CU IRAs are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- Higher than average APY. Oklahoma Central CU IRAs has an annual percentage yield of up to 0.65%, which is higher than the average interest rate for savings accounts. Note that you must keep a minimum balance of $200.00 to earn that interest rate.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- $250.00 minimum opening deposit. This is a typical minimum initial deposit.
Oklahoma Central CU IRAs Pros & Cons
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Oklahoma Central CU IRAs FAQ
Are savings accounts from Oklahoma Central Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does Oklahoma Central Credit Union offer a signup bonus?
Oklahoma Central CU IRAs doesn't offer a signup bonus.
What is the minimum initial deposit for Oklahoma Central CU IRAs?
The minimum deposit to open a Oklahoma Central CU IRAs is $250.00.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $200.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $250.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does Oklahoma Central CU IRAs offer?
Oklahoma Central CU IRAs offers a variable APY starting at 0.40% and ranging up to 0.65% (APY stands for annual percentage yield, rates may change).
What fees does Oklahoma Central CU IRAs charge?
Oklahoma Central CU IRAs does not charge a monthly service fee. See the fee breakdown section below to view all fees.
- An overdraft on your account will trigger a $25.00 fee per item.
Does Oklahoma Central CU IRAs charge overdraft fees?
Yes, Oklahoma Central CU IRAs charges a $25.00 overdraft fee.What features and perks does Oklahoma Central CU IRAs offer?
This savings account includes the following features:
- Mobile Banking Services - Oklahoma Central CU IRAs allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to Oklahoma Central CU IRAs?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for Oklahoma Central CU IRAs?
The customer support email for Oklahoma Central CU IRAs is marketing@oklahomacentral.org.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
Closed