Last Updated: 04/18/2025
OnPath FCU Health Savings Account
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.15% - 1.00%(Verified 06/21/2024)
Minimum Opening Deposit
$0
Minimum Balance to Earn APY
$1,000
OnPath FCU Health Savings Account Review
OnPath FCU Health Savings Account is offered by OnPath Federal Credit Union, a credit union founded in 1961 and based in Harahan, LA. OnPath FCU Health Savings Account are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- Higher than average APY. OnPath FCU Health Savings Account has an annual percentage yield of up to 1.00%, which is higher than the average interest rate for savings accounts. Note that you must keep a minimum balance of $1000.00 to earn that interest rate.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- No minimum initial deposit. There is no minimum balance required to open an account online.
OnPath FCU Health Savings Account Pros & Cons
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OnPath FCU Health Savings Account FAQ
Are savings accounts from OnPath Federal Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does OnPath Federal Credit Union offer a signup bonus?
OnPath FCU Health Savings Account doesn't offer a signup bonus.
What is the minimum initial deposit for OnPath FCU Health Savings Account?
There is no minimum deposit to open a OnPath FCU Health Savings Account.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $1,000.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Required Balance | $100.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does OnPath FCU Health Savings Account offer?
OnPath FCU Health Savings Account offers a variable APY starting at 0.15% and ranging up to 1.00% (APY stands for annual percentage yield, rates may change).
What fees does OnPath FCU Health Savings Account charge?
OnPath FCU Health Savings Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
- Outgoing domestic bank transfers come with a $15.00 fee.
- Incoming domestic bank transfers come with a $10.00 fee.
- Outgoing international bank transfers come with a $50.00 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
- Incoming international bank transfers come with a $20.00 fee.
- An overdraft on your account will trigger a $32.00 fee per item.
- OnPath FCU Health Savings Account charges $2.00 every time you request a paper statement.
Does OnPath FCU Health Savings Account charge overdraft fees?
Yes, OnPath FCU Health Savings Account charges a $32.00 overdraft fee. OnPath FCU Health Savings Account offers overdraft protection at a cost of $3.00 per transaction. This overdraft protection fee is charged every time the bank arranges a transfer from another one of your accounts, typically a savings account, to cover the overdraft.
What features and perks does OnPath FCU Health Savings Account offer?
This savings account includes the following features:
- Mobile Banking Services - OnPath FCU Health Savings Account allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to OnPath FCU Health Savings Account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 1:00PM