Last Updated: 04/18/2025
Park City Credit Union Pinnacle Savings Account
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.20% - 0.25%(Verified 06/21/2024)
Minimum Opening Deposit
$5
Minimum Balance to Earn APY
$5
Park City Credit Union Pinnacle Savings Account Review
Park City Credit Union Pinnacle Savings Account is offered by Park City Credit Union, a credit union founded in 1938 and based in Merrill, WI. Park City Credit Union Pinnacle Savings Account are available in 50 states and Washington, DC.
Key Takeaways
- Higher than average APY. Park City Credit Union Pinnacle Savings Account has an annual percentage yield of up to 0.25%, which is higher than the average interest rate for savings accounts. Note that you must keep a minimum balance of $5.00 to earn that interest rate.
- Waivable monthly maintenance fee. A daily account balance of $25,000 must be maintained to avoid monthly fees.
- Small minimum initial deposit. You only need $5.00 to open an account.
Park City Credit Union Pinnacle Savings Account Pros & Cons
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Park City Credit Union Pinnacle Savings Account FAQ
Are savings accounts from Park City Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does Park City Credit Union offer a signup bonus?
Park City Credit Union Pinnacle Savings Account doesn't offer a signup bonus.
What is the minimum initial deposit for Park City Credit Union Pinnacle Savings Account?
The minimum deposit to open a Park City Credit Union Pinnacle Savings Account is $5.00.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $25,000.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $5.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $5.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does Park City Credit Union Pinnacle Savings Account offer?
Park City Credit Union Pinnacle Savings Account offers a variable APY starting at 0.20% and ranging up to 0.25% (APY stands for annual percentage yield, rates may change).
What fees does Park City Credit Union Pinnacle Savings Account charge?
This account charges a monthly service fee of $25.00. However, you can waive the monthly fees if you have a minimum daily balance of $25,000.00.
- Outgoing domestic bank transfers come with a $20.00 fee.
- Incoming domestic bank transfers come with a $20.00 fee.
- Outgoing international bank transfers come with a $60.00 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
- Incoming international bank transfers come with a $60.00 fee.
- An overdraft on your account will trigger a $34.00 fee per item.
Does Park City Credit Union Pinnacle Savings Account charge overdraft fees?
Yes, Park City Credit Union Pinnacle Savings Account charges a $34.00 overdraft fee. Park City Credit Union Pinnacle Savings Account offers overdraft protection at a cost of $5.00 per transaction. This overdraft protection fee is charged every time the bank arranges a transfer from another one of your accounts, typically a savings account, to cover the overdraft.
Can you set up a direct deposit to Park City Credit Union Pinnacle Savings Account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for Park City Credit Union Pinnacle Savings Account?
The customer support email for Park City Credit Union Pinnacle Savings Account is info@parkcitycu.org.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 4:30PM
Tuesday
9:00AM - 4:30PM
Wednesday
9:00AM - 4:30PM
Thursday
9:00AM - 4:30PM
Friday
9:00AM - 4:30PM
Saturday
Closed