Last Updated: 04/18/2025
Pee Dee FCU IRA Savings Account
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.40%(Verified 09/06/2024)
Minimum Opening Deposit
$0
Minimum Balance to Earn APY
N/A
Pee Dee FCU IRA Savings Account Review
Pee Dee FCU IRA Savings Account is offered by Pee Dee Federal Credit Union, a credit union founded in 2002 and based in Florence, SC. Pee Dee FCU IRA Savings Account are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- Higher than average APY. Pee Dee FCU IRA Savings Account has an annual percentage yield of up to 0.40%, which is higher than the average interest rate for savings accounts.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- No minimum initial deposit. There is no minimum balance required to open an account online.
Pee Dee FCU IRA Savings Account Pros & Cons
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Pee Dee FCU IRA Savings Account FAQ
Are savings accounts from Pee Dee Federal Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does Pee Dee Federal Credit Union offer a signup bonus?
Pee Dee FCU IRA Savings Account doesn't offer a signup bonus.
What is the minimum initial deposit for Pee Dee FCU IRA Savings Account?
There is no minimum deposit to open a Pee Dee FCU IRA Savings Account.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does Pee Dee FCU IRA Savings Account offer?
Pee Dee FCU IRA Savings Account offers an APY of 0.40% (APY stands for annual percentage yield, rates may change).
The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually. What fees does Pee Dee FCU IRA Savings Account charge?
Pee Dee FCU IRA Savings Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
- Outgoing domestic bank transfers come with a $15.00 fee.
- An overdraft on your account will trigger a $25.00 fee per item.
- Pee Dee FCU IRA Savings Account charges $5.00 every time you request a paper statement.
Does Pee Dee FCU IRA Savings Account charge overdraft fees?
Yes, Pee Dee FCU IRA Savings Account charges a $25.00 overdraft fee.What features and perks does Pee Dee FCU IRA Savings Account offer?
This savings account includes the following features:
- Mobile Banking Services - Pee Dee FCU IRA Savings Account allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to Pee Dee FCU IRA Savings Account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for Pee Dee FCU IRA Savings Account?
The customer support email for Pee Dee FCU IRA Savings Account is info@pdfcu.org.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed