Last Updated: 04/18/2025
Puget Sound Cooperative CU IRAs
Unaffiliated
Last Updated: 04/18/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rate
Cast Your Vote
Compare All Savings Accounts
Filter & compare all your options in one place.
Highlights
APY (Annual Percentage Yield)
0.50% - 0.70%(Verified 06/21/2024)
Minimum Opening Deposit
$0
Minimum Balance to Earn APY
$50
Puget Sound Cooperative CU IRAs Review
Puget Sound Cooperative CU IRAs is offered by Puget Sound Cooperative Credit Union, a credit union founded in and based in Bellevue, WA. Puget Sound Cooperative CU IRAs are available in 50 states and Washington, DC.
Key Takeaways
- Higher than average APY. Puget Sound Cooperative CU IRAs has an annual percentage yield of up to 0.70%, which is higher than the average interest rate for savings accounts. Note that you must keep a minimum balance of $50.00 to earn that interest rate.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- No minimum initial deposit. There is no minimum balance required to open an account online.
Puget Sound Cooperative CU IRAs Pros & Cons
| Pros | Cons |
|
|
Puget Sound Cooperative CU IRAs FAQ
Are savings accounts from Puget Sound Cooperative Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does Puget Sound Cooperative Credit Union offer a signup bonus?
Puget Sound Cooperative CU IRAs doesn't offer a signup bonus.
What is the minimum initial deposit for Puget Sound Cooperative CU IRAs?
There is no minimum deposit to open a Puget Sound Cooperative CU IRAs.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $50.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does Puget Sound Cooperative CU IRAs offer?
Puget Sound Cooperative CU IRAs offers a variable APY starting at 0.50% and ranging up to 0.70% (APY stands for annual percentage yield, rates may change).
What fees does Puget Sound Cooperative CU IRAs charge?
Puget Sound Cooperative CU IRAs does not charge a monthly service fee. See the fee breakdown section below to view all fees.
- Outgoing domestic bank transfers come with a $25.00 fee.
- Incoming domestic bank transfers come with a $10.00 fee.
- Outgoing international bank transfers come with a $35.00 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
- Incoming international bank transfers come with a $10.00 fee.
- An overdraft on your account will trigger a $25.00 fee per item.
- Puget Sound Cooperative CU IRAs charges $2.00 every time you request a paper statement.
Does Puget Sound Cooperative CU IRAs charge overdraft fees?
Yes, Puget Sound Cooperative CU IRAs charges a $25.00 overdraft fee. Puget Sound Cooperative CU IRAs offers overdraft protection at a cost of $5.00 per transaction. This overdraft protection fee is charged every time the bank arranges a transfer from another one of your accounts, typically a savings account, to cover the overdraft.
What features and perks does Puget Sound Cooperative CU IRAs offer?
This savings account includes the following features:
- Mobile Banking Services - Puget Sound Cooperative CU IRAs allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to Puget Sound Cooperative CU IRAs?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for Puget Sound Cooperative CU IRAs?
The customer support email for Puget Sound Cooperative CU IRAs is askus@psccu.org.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:00AM - 4:00PM
Tuesday
8:00AM - 4:00PM
Wednesday
8:00AM - 4:00PM
Thursday
8:00AM - 4:00PM
Friday
8:00AM - 4:00PM
Saturday
Closed