Robins Financial Credit Union Savings Accounts

Robins Financial Credit Union Savings Accounts Review

Robins Financial Credit Union Savings Accounts is offered by robins federal credit union, a credit union founded in 1954 and based in Warner Robins, GA. Robins Financial Credit Union Savings Accounts are available in 50 states (and Washington, DC).

Key Takeaways

• Higher than average APY. Robins Financial Credit Union Savings Accounts has an annual percentage yield of up to 0.35%, which is higher than the average interest rate for savings accounts.
• Charges a monthly fee. This account charges a monthly service fee of up to $10.

Robins Financial Credit Union Savings Accounts Pros & Cons

Pros	Cons
Available in all 50 states. Dividend-yielding account. Insured by NCUA.	Does not offer mobile check deposits. Does not provide access to a nationwide ATM network. Does not come with a debit card Monthly service charge. No signup bonus.

Robins Financial Credit Union Savings Accounts FAQ

Are savings accounts from robins federal credit union federally insured?

Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does Robins Financial Credit Union offer a signup bonus?

Robins Financial Credit Union Savings Accounts doesn't offer a signup bonus.

What is the minimum initial deposit for Robins Financial Credit Union Savings Accounts?

The minimum deposit to open a Robins Financial Credit Union Savings Accounts is $25.

Robins Financial Credit Union Savings Accounts Minimums

Description
Minimum Opening Deposit	Starting at $25

What APY does Robins Financial Credit Union Savings Accounts offer?

Robins Financial Credit Union Savings Accounts offers an APY of 0.35% (APY stands for annual percentage yield, rates may change).

The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually.

What fees does Robins Financial Credit Union Savings Accounts charge?

Robins Financial Credit Union Savings Accounts does not charge a monthly service fee. See the fee breakdown section below to view all fees.

What features and perks does Robins Financial Credit Union Savings Accounts offer?

This savings account includes the following features:

Can you set up a direct deposit to Robins Financial Credit Union Savings Accounts?

Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for Robins Financial Credit Union Savings Accounts?

The customer support email for Robins Financial Credit Union Savings Accounts is info@robinsfcu.org.