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Last Updated: 04/18/2025

SRP Basic Checking Account

in Savings Accounts from SRP Federal Credit Union

Last Updated: 04/18/2025

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Highlights

APY (Annual Percentage Yield)

0.00%(Verified 06/21/2024)

Minimum Opening Deposit

Starting at $0

Minimum Balance to Earn APY

N/A

SRP Basic Checking Account Review

SRP Basic Checking Account is offered by SRP Federal Credit Union, a credit union founded in 1960 and based in North Augusta, SC. SRP Basic Checking Account are available in 50 states and Washington, DC.

Key Takeaways

0% APY. This savings account does not pay an interest rate.
$0 monthly account fees available. This account charges a monthly fee of $10.
No minimum initial deposit. There is no minimum balance required to open an account online.
No ATM fees. SRP Basic Checking Account does not charge fees on ATM transactions .

SRP Basic Checking Account Pros & Cons

Pros

Cons

Available in 50 states and Washington, DC.
Insured by NCUA.
Debit card

Does not earn interest
Does not offer mobile check deposits.
Monthly service charge .
No signup bonus.

SRP Basic Checking Account FAQ

Are savings accounts from srp federal credit union federally insured?

Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does SRP Federal Credit Union offer a signup bonus?

SRP Basic Checking Account doesn't offer a signup bonus.

What is the minimum initial deposit for SRP Basic Checking Account?

There is no minimum deposit to open a SRP Basic Checking Account.

SRP Basic Checking Account Minimums

Description

Minimum Opening Deposit

Starting at $0

What APY does SRP Basic Checking Account offer?

SRP Basic Checking Account is not an interest-bearing account. In other words, it doesn't pay an interest on your savings.

What fees does SRP Basic Checking Account charge?

This account charges a monthly service fee of $10.

What features and perks does SRP Basic Checking Account offer?

This savings account includes the following features:

Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - SRP Basic Checking Account allows you to manage your money online or with a mobile app.
Nationwide ATM network - Conveniently transact at a nearby ATM.

Can you set up a direct deposit to SRP Basic Checking Account?

Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for SRP Basic Checking Account?

The customer support email for SRP Basic Checking Account is info@srpfcu.org.

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Contact

Headquarters

1070 Edgefield Rd

North Augusta, SC 29860

(803) 278-4851

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

8:30AM - 5:30PM

Tuesday