Last Updated: 04/18/2025
St. Francis X FCU Christmas Club Account
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.05% - 0.15%(Verified 06/21/2024)
Minimum Opening Deposit
$0
Minimum Balance to Earn APY
$0
St. Francis X FCU Christmas Club Account Review
St. Francis X FCU Christmas Club Account is offered by St. Francis X Federal Credit Union, a credit union founded in 1951 and based in Petoskey, MI. St. Francis X FCU Christmas Club Account are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- Low interest rate. The maximum annual percentage yield for this account is only 0.15%.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- No minimum initial deposit. There is no minimum balance required to open an account online.
St. Francis X FCU Christmas Club Account Pros & Cons
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St. Francis X FCU Christmas Club Account FAQ
Are savings accounts from St. Francis X Federal Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does St. Francis X Federal Credit Union offer a signup bonus?
St. Francis X FCU Christmas Club Account doesn't offer a signup bonus.
What is the minimum initial deposit for St. Francis X FCU Christmas Club Account?
There is no minimum deposit to open a St. Francis X FCU Christmas Club Account.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does St. Francis X FCU Christmas Club Account offer?
St. Francis X FCU Christmas Club Account offers a variable APY starting at 0.05% and ranging up to 0.15% (APY stands for annual percentage yield, rates may change).
What fees does St. Francis X FCU Christmas Club Account charge?
St. Francis X FCU Christmas Club Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
- An overdraft on your account will trigger a $26.00 fee per item.
Does St. Francis X FCU Christmas Club Account charge overdraft fees?
Yes, St. Francis X FCU Christmas Club Account charges a $26.00 overdraft fee. St. Francis X FCU Christmas Club Account offers overdraft protection at a cost of $5.00 per transaction. This overdraft protection fee is charged every time the bank arranges a transfer from another one of your accounts, typically a savings account, to cover the overdraft.
What features and perks does St. Francis X FCU Christmas Club Account offer?
This savings account includes the following features:
- Mobile Banking Services - St. Francis X FCU Christmas Club Account allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to St. Francis X FCU Christmas Club Account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for St. Francis X FCU Christmas Club Account?
The customer support email for St. Francis X FCU Christmas Club Account is homebanking@stfranciscu.org.
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Hours of Operation
Sunday
Closed
Monday
8:30AM - 5:00PM
Tuesday
8:30AM - 5:00PM
Wednesday
8:30AM - 12:00PM
Thursday
8:30AM - 5:00PM
Friday
8:30AM - 6:00PM
Saturday
8:30AM - 12:00PM