Last Updated: 04/18/2025
SWBE FCU Regular Share Savings
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Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.05%(Verified 09/17/2024)
Minimum Opening Deposit
$5
Minimum Balance to Earn APY
$5
SWBE FCU Regular Share Savings Review
SWBE FCU Regular Share Savings is offered by Sewerage and Water Board Employees' Federal Credit Union, a credit union founded in 1937 and based in New Orleans, LA. SWBE FCU Regular Share Savings are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- Low interest rate. The maximum annual percentage yield for this account is only 0.05%.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- Small minimum initial deposit. You only need $5 to open an account.
- No ATM fees. SWBE FCU Regular Share Savings does not charge fees on ATM transactions .
SWBE FCU Regular Share Savings Pros & Cons
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SWBE FCU Regular Share Savings FAQ
Are savings accounts from Sewerage and Water Board Employees' Federal Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does Sewerage and Water Board Employees' Federal Credit Union offer a signup bonus?
SWBE FCU Regular Share Savings doesn't offer a signup bonus.
What is the minimum initial deposit for SWBE FCU Regular Share Savings?
The minimum deposit to open a SWBE FCU Regular Share Savings is $5.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does SWBE FCU Regular Share Savings offer?
SWBE FCU Regular Share Savings offers an APY of 0.05% (APY stands for annual percentage yield, rates may change).
The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually. What fees does SWBE FCU Regular Share Savings charge?
SWBE FCU Regular Share Savings does not charge a monthly service fee. See the fee breakdown section below to view all fees.
What features and perks does SWBE FCU Regular Share Savings offer?
This savings account includes the following features:
- Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - SWBE FCU Regular Share Savings allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to SWBE FCU Regular Share Savings?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for SWBE FCU Regular Share Savings?
The customer support email for SWBE FCU Regular Share Savings is creditunion@swbfcu.com.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
SundayClosedMonday8:00AM - 3:00PMTuesday8:00AM - 3:00PMWednesday8:00AM - 12:00PMThursday8:00AM - 3:00PMFriday8:00AM - 3:00PMSaturdayClosed
Other Services by Sewerage and Water Board Employees' Federal Credit Union
Other Savings Accounts from Sewerage and Water Board Employees' Federal Credit Union
Rating not yet determined
APY (Annual Percentage Yield)
0.05%
Disclaimer popup with additional information
Minimum Opening Deposit
$5
Minimum Balance to Earn APY
$5
Rating not yet determined
APY (Annual Percentage Yield)
0.25%
Disclaimer popup with additional information
Minimum Opening Deposit
Starting at $5
Minimum Balance to Earn APY
$5
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