Last Updated: 04/18/2025
TEXAR Federal Credit Union IRA
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.30%(Verified 06/26/2024)
Minimum Opening Deposit
$50
Minimum Balance to Earn APY
N/A
TEXAR Federal Credit Union IRA Review
TEXAR Federal Credit Union IRA is offered by TEXAR Federal Credit Union, a credit union founded in 1951 and based in Texarkana, TX. TEXAR Federal Credit Union IRA are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- Higher than average APY. TEXAR Federal Credit Union IRA has an annual percentage yield of up to 0.30%, which is higher than the average interest rate for savings accounts.
- No monthly maintenance fees. This account does not charge any monthly account fees.
TEXAR Federal Credit Union IRA Pros & Cons
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TEXAR Federal Credit Union IRA FAQ
Are savings accounts from TEXAR Federal Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does TEXAR Federal Credit Union offer a signup bonus?
TEXAR Federal Credit Union IRA doesn't offer a signup bonus.
What is the minimum initial deposit for TEXAR Federal Credit Union IRA?
The minimum deposit to open a TEXAR Federal Credit Union IRA is $50.00.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $50.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does TEXAR Federal Credit Union IRA offer?
TEXAR Federal Credit Union IRA offers an APY of 0.30% (APY stands for annual percentage yield, rates may change).
The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually. What fees does TEXAR Federal Credit Union IRA charge?
TEXAR Federal Credit Union IRA does not charge a monthly service fee. See the fee breakdown section below to view all fees.
- An overdraft on your account will trigger a $35.00 fee per item.
- TEXAR Federal Credit Union IRA charges $5.00 every time you request a paper statement.
Does TEXAR Federal Credit Union IRA charge overdraft fees?
Yes, TEXAR Federal Credit Union IRA charges a $35.00 overdraft fee.What features and perks does TEXAR Federal Credit Union IRA offer?
This savings account includes the following features:
- Mobile Banking Services - TEXAR Federal Credit Union IRA allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to TEXAR Federal Credit Union IRA?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for TEXAR Federal Credit Union IRA?
The customer support email for TEXAR Federal Credit Union IRA is friends@gotexar.com.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed