Last Updated: 04/18/2025
The Infirmary FCU Christmas Club Account
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.30%(Verified 06/21/2024)
Minimum Opening Deposit
$0
Minimum Balance to Earn APY
$50
The Infirmary FCU Christmas Club Account Review
The Infirmary FCU Christmas Club Account is offered by The Infirmary Federal Credit Union, a credit union founded in 1974 and based in Mobile, AL. The Infirmary FCU Christmas Club Account are available in 50 states and Washington, DC.
Key Takeaways
- Higher than average APY. The Infirmary FCU Christmas Club Account has an annual percentage yield of up to 0.30%, which is higher than the average interest rate for savings accounts. Note that you must keep a minimum balance of $50.00 to earn that interest rate.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- No minimum initial deposit. There is no minimum balance required to open an account online.
The Infirmary FCU Christmas Club Account Pros & Cons
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The Infirmary FCU Christmas Club Account FAQ
Are savings accounts from The Infirmary Federal Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does The Infirmary Federal Credit Union offer a signup bonus?
The Infirmary FCU Christmas Club Account doesn't offer a signup bonus.
What is the minimum initial deposit for The Infirmary FCU Christmas Club Account?
There is no minimum deposit to open a The Infirmary FCU Christmas Club Account.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $50.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does The Infirmary FCU Christmas Club Account offer?
The Infirmary FCU Christmas Club Account offers an APY of 0.30% (APY stands for annual percentage yield, rates may change).
The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually. What fees does The Infirmary FCU Christmas Club Account charge?
The Infirmary FCU Christmas Club Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
- Outgoing domestic bank transfers come with a $15.00 fee.
- Outgoing international bank transfers come with a $35.00 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
- The Infirmary FCU Christmas Club Account charges a $5.00 fee for an early account closure. Contact The Infirmary FCU Christmas Club Account for more details on what is considered an early closure.
- An overdraft on your account will trigger a $29.00 fee per item.
- The Infirmary FCU Christmas Club Account charges $5.00 every time you request a paper statement.
Does The Infirmary FCU Christmas Club Account charge overdraft fees?
Yes, The Infirmary FCU Christmas Club Account charges a $29.00 overdraft fee.What features and perks does The Infirmary FCU Christmas Club Account offer?
This savings account includes the following features:
Can you set up a direct deposit to The Infirmary FCU Christmas Club Account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for The Infirmary FCU Christmas Club Account?
The customer support email for The Infirmary FCU Christmas Club Account is theinfirmaryfcu@infirmaryhealth.org.
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Hours of Operation
Sunday
Closed
Monday
7:00AM - 5:00PM
Tuesday
7:00AM - 5:00PM
Wednesday
10:00AM - 5:00PM
Thursday
7:00AM - 5:00PM
Friday
7:00AM - 5:00PM
Saturday
Closed