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Last Updated: 04/18/2025

Transcend Credit Union IRA Accumulation Account

from Transcend Credit Union

Last Updated: 04/18/2025

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Highlights

APY (Annual Percentage Yield)

0.20% - 0.25%(Verified 09/29/2024)

Minimum Opening Deposit

Minimum Balance to Earn APY

Transcend Credit Union IRA Accumulation Account Review

Transcend Credit Union IRA Accumulation Account is offered by Transcend Credit Union, a credit union founded in 1934 and based in Louisville, KY. Transcend Credit Union IRA Accumulation Account are available in 50 states, 5 US territories, and Washington, DC.

Key Takeaways

Higher than average APY. Transcend Credit Union IRA Accumulation Account has an annual percentage yield of up to 0.25%, which is higher than the average interest rate for savings accounts.
No monthly maintenance fees. This account does not charge any monthly account fees.
Small minimum initial deposit. You only need $5.00 to open an account.

Transcend Credit Union IRA Accumulation Account Pros & Cons

Pros

Cons

Available in 50 states, 5 U.S. territories and Washington, DC.
Dividend-yielding account.
Insured by NCUA.
Access to physical branches.

Does not offer mobile check deposits.
Does not provide access to a nationwide ATM network.
Does not come with a debit card
No signup bonus.

Transcend Credit Union IRA Accumulation Account FAQ

Are savings accounts from Transcend Credit Union federally insured?

Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does Transcend Credit Union offer a signup bonus?

Transcend Credit Union IRA Accumulation Account doesn't offer a signup bonus.

What is the minimum initial deposit for Transcend Credit Union IRA Accumulation Account?

The minimum deposit to open a Transcend Credit Union IRA Accumulation Account is $5.00.

Transcend Credit Union IRA Accumulation Account Minimums

Description

Minimum Average Balance to Avoid Monthly Service Fee

$0.00

Minimum Balance to Earn APY

$0.00

Minimum Opening Deposit

$5.00

What APY does Transcend Credit Union IRA Accumulation Account offer?

Transcend Credit Union IRA Accumulation Account offers a variable APY starting at 0.20% and ranging up to 0.25% (APY stands for annual percentage yield, rates may change).

What fees does Transcend Credit Union IRA Accumulation Account charge?

Transcend Credit Union IRA Accumulation Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.

What features and perks does Transcend Credit Union IRA Accumulation Account offer?

This savings account includes the following features:

Can you set up a direct deposit to Transcend Credit Union IRA Accumulation Account?

Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

3740 Bardstown Rd

Louisville, KY 40218

(502) 459-3000

Visit Site

Hours of Operation

Sunday

Closed

Monday

8:30AM - 4:00PM

Tuesday

8:30AM - 4:00PM

Wednesday

8:30AM - 4:00PM

Thursday

8:30AM - 4:00PM

Friday

8:30AM - 6:00PM

Saturday

9:00AM - 12:00PM

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SuperMoney Net Recommendation Score

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-1000+100

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