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Last Updated: 04/18/2025

United Bank of Iowa United Savings Account

in Savings Accounts from United Bank of Iowa

Last Updated: 04/18/2025

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APY (Annual Percentage Yield)

N/A

Minimum Opening Deposit

$50

Minimum Balance to Earn APY

$200
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United Bank of Iowa United Savings Account Review

United Bank of Iowa United Savings Account is offered by United Bank of Iowa, a bank founded in 1932 and based in Ida Grove, IA. United Bank of Iowa United Savings Account are available in 50 states, 5 US territories, and Washington, DC.

Key Takeaways

    United Bank of Iowa United Savings Account Pros & Cons

    United Bank of Iowa United Savings Account FAQ

    Are savings accounts from United Bank of Iowa federally insured?

    Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

    Does United Bank of Iowa offer a signup bonus?

    United Bank of Iowa United Savings Account doesn't offer a signup bonus.

    What is the minimum initial deposit for United Bank of Iowa United Savings Account?

    The minimum deposit to open a United Bank of Iowa United Savings Account is $50.00.

    What APY does United Bank of Iowa United Savings Account offer?

    United Bank of Iowa United Savings Account is not an interest-bearing account.

    What fees does United Bank of Iowa United Savings Account charge?

    • An overdraft on your account will trigger a $32.00 fee per item.

    Does United Bank of Iowa United Savings Account charge overdraft fees?

    Yes, United Bank of Iowa United Savings Account charges a $32.00 overdraft fee.
    United Bank of Iowa United Savings Account offers overdraft protection at a cost of $5.00 per transaction. This overdraft protection fee is charged every time the bank arranges a transfer from another one of your accounts, typically a savings account, to cover the overdraft.

    What features and perks does United Bank of Iowa United Savings Account offer?

    This savings account includes the following features:
    • Mobile Banking Services - United Bank of Iowa United Savings Account allows you to manage your money online or with a mobile app.
    • Nationwide ATM network - Conveniently transact at a nearby ATM.

    Can you set up a direct deposit to United Bank of Iowa United Savings Account?

    Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Contact

    Headquarters

    501 2nd St
    Ida Grove, IA 51445
    (712) 364-3393
    Visit Site

    Hours of Operation

    Sunday
    Closed
    Monday
    9:00AM - 3:30PM
    Tuesday
    9:00AM - 3:30PM
    Wednesday
    9:00AM - 3:30PM
    Thursday
    9:00AM - 3:30PM
    Friday
    9:00AM - 4:00PM
    Saturday
    Closed

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