Last Updated: 04/18/2025
SuperMoney User Recommendation Score +67
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Community Rating
APY (Annual Percentage Yield)
Minimum Opening Deposit
Minimum Balance to Earn APY
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Upgrade Premier Savings Review
Key Takeaways
- Up to $1 million in FDIC or NCUA insurance through Cross River Bank or Participating Institutions
- Supports joint accounts. This allows two people to have equal authority over the management of an account.
- High yield savings. This account offers an annual percentage yield of up to 4.14%, which is much higher than the average interest rate for a savings account. However, you must meet minimum balance requirements for higher APYs.
- No minimum initial deposit. There is no minimum balance required to open an account online.
Upgrade Premier Savings Pros & Cons
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Upgrade Premier Savings FAQ
Are Upgrade Premier Savings deposits federally insured?
Does Upgrade Inc offer a signup bonus?
What is the minimum initial deposit for Upgrade Premier Savings?
There is no minimum deposit to open a Upgrade Premier Savings.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $1,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does Upgrade Premier Savings offer?
What fees does Upgrade Premier Savings charge?
What features and perks does Upgrade Premier Savings offer?
- Mobile Banking Services - Upgrade Premier Savings allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to Upgrade Premier Savings?
What is the customer support email for Upgrade Premier Savings?
What is the customer login page for Upgrade Premier Savings?
How do people rate the customer service and user experience of Upgrade Premier Savings?
Upgrade Premier Savings Disclosure: The Annual Percentage Yield (“APY”) for the Premier Savings account is variable and may change at any time. There is no minimum balance to open your account, but you will only earn the APY on days when the closing balance of your Premiere Savings account is or exceeds $1000. On days where the account closing balance drops below $1000, the APY will be 0%. There are no account fees or overdraft fees associated with Premier Savings accounts. Upgrade is a financial technology company, not a bank. Premier Savings accounts are provided by Cross River Bank, Member FDIC. Upgrade VISA® Debit Cards issued by Cross River Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Personal Loans made by Upgrade’s bank partners. Personal Credit Lines are issued by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC, Equal Housing Lender. The Upgrade Card is issued by Cross River Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Upgrade, Inc.
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