VyStar Credit Union Savings Account Review

VyStar Credit Union Savings Account is offered by VyStar Credit Union, a credit union founded in 0 and based in Jacksonville, FL. VyStar Credit Union Savings Account is available in 1 state across the USA.

Are savings accounts from VyStar Credit Union federally insured?

Yes, your VyStar Credit Union savings accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does VyStar Credit Union offer?

VyStar Credit Union Savings Account offers an APY of 0.25% (APY stands for annual percentage yield, rates may change).

What features and perks does VyStar Credit Union Savings Account offer?

This account includes the following features:

• Automatic savings - Set up an automatic transfer from your checking account to a savings account and you'll never have to second-guess your saving decisions again.
• Fraud monitoring - VyStar Credit Union Savings Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay them easily from your account.
• Nationwide ATM network - Withdraw money and check your balance from wherever you are.

What fees does VyStar Credit Union Savings Account charge?

VyStar Credit Union Savings Account does not charge a monthly maintenance fee. See the fee breakdown section below to view all fees.

However, you can waive the monthly fee if you have a minimum daily balance of $5.

• Outgoing domestic bank transfers come with a $32 fee.
• VyStar Credit Union Savings Account charges a $5 fee for an early account closure. Contact VyStar Credit Union Savings Account for more details on what is considered an early closure.