VyStar Credit Union (Company)

In 1952, VyStar was founded to serve civil service members, military employees and their families at the Naval Air Station Jacksonville. At that time, obtaining financial services—particularly loans—was difficult for working men and women, who would often fall prey to unfair and deceptive lending practices. For that reason, our founding members chartered this credit union to provide military families with access to the financial services they needed. Today, the driving VyStar philosophy continues to be offering highly competitive pricing, giving members high-yielding savings products, low loan rates and low-or no-fee financial services. This commitment makes finding affordable, quality financial products and services a reality for our members. Vystar is the largest mortgage lender in Northeast Florida. 

VyStar offers a wide-range of personal and business financial services designed to support our vision for being the primary financial institution for our members. We are committed to providing valuable and responsible financial solutions, and we don’t stop there. We feel it is equally important to offer the financial education and resources our members need to improve their financial situations and meet their financial goals. VyStar checking and saving account solutions are designed for every stage of your financial life. Just starting out or looking to retirement, we have the right product for you and your family. Access to your money should be quick and easy. We offer a mix of flexible consumer loan solutions including automobile, home and personal at competitive rates with easy online application and approval. As Northeast Florida’s second largest mortgage lender, we are experienced in traditional home financing, fixed and adjustable-rate mortgage loans, fixed second mortgages and home equity lines of credit.