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Last Updated: 04/18/2025

Water and Power Community CU Holiday Savings Club Account

from Water and Power Community Credit Union

Last Updated: 04/18/2025

Water and Power Community Credit Union logo
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APY (Annual Percentage Yield)

Up to 1.00%(Verified 06/21/2024)

Minimum Opening Deposit

$50

Minimum Balance to Earn APY

N/A

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Water and Power Community CU Holiday Savings Club Account Review

Water and Power Community CU Holiday Savings Club Account is offered by Water and Power Community Credit Union, a credit union founded in 1936 and based in Los Angeles, CA. Water and Power Community CU Holiday Savings Club Account are available in 50 states and Washington, DC.

Key Takeaways

  • Higher than average APY. Water and Power Community CU Holiday Savings Club Account has an annual percentage yield of up to 1.00%, which is higher than the average interest rate for savings accounts.
  • No monthly maintenance fees. This account does not charge any monthly account fees.

Water and Power Community CU Holiday Savings Club Account Pros & Cons

Water and Power Community CU Holiday Savings Club Account FAQ

Are savings accounts from Water and Power Community Credit Union federally insured?

Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does Water and Power Community Credit Union offer a signup bonus?

Water and Power Community CU Holiday Savings Club Account doesn't offer a signup bonus.

What is the minimum initial deposit for Water and Power Community CU Holiday Savings Club Account?

The minimum deposit to open a Water and Power Community CU Holiday Savings Club Account is $50.00.

What APY does Water and Power Community CU Holiday Savings Club Account offer?

Water and Power Community CU Holiday Savings Club Account offers an APY up to 1.00% (APY stands for annual percentage yield, rates may change).

What fees does Water and Power Community CU Holiday Savings Club Account charge?

Water and Power Community CU Holiday Savings Club Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
  • Outgoing domestic bank transfers come with a $35.00 fee.
  • Incoming domestic bank transfers come with a $15.00 fee.
  • Incoming international bank transfers come with a $15.00 fee.
  • An overdraft on your account will trigger a $29.00 fee per item.
  • Water and Power Community CU Holiday Savings Club Account charges $6.00 every time you request a paper statement.

Does Water and Power Community CU Holiday Savings Club Account charge overdraft fees?

Yes, Water and Power Community CU Holiday Savings Club Account charges a $29.00 overdraft fee.
Water and Power Community CU Holiday Savings Club Account offers overdraft protection at a cost of $5.00 per transaction. This overdraft protection fee is charged every time the bank arranges a transfer from another one of your accounts, typically a savings account, to cover the overdraft.

What features and perks does Water and Power Community CU Holiday Savings Club Account offer?

This savings account includes the following features:

    Can you set up a direct deposit to Water and Power Community CU Holiday Savings Club Account?

    Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Contact

    Headquarters

    1053 W Sunset Blvd
    Los Angeles, CA 90026
    (800) 300-9728
    Visit Site

    Hours of Operation

    Sunday
    Closed
    Monday
    8:00AM - 5:00PM
    Tuesday
    8:00AM - 5:00PM
    Wednesday
    8:00AM - 5:00PM
    Thursday
    8:00AM - 5:00PM
    Friday
    8:00AM - 5:00PM
    Saturday
    Closed

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    APY (Annual Percentage Yield)

    0.05%
    Disclaimer popup with additional information

    Minimum Opening Deposit

    $25

    Minimum Balance to Earn APY

    N/A

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    Water and Power Community CU Savings Accounts
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    APY (Annual Percentage Yield)

    Starting at 0.05%
    Disclaimer popup with additional information

    Minimum Opening Deposit

    Starting at $0

    Minimum Balance to Earn APY

    N/A

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    Water and Power Community Credit Union logo
    Water and Power Community CU Special Purpose Savings Account
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    APY (Annual Percentage Yield)

    Up to 1.00%

    Minimum Opening Deposit

    $50

    Minimum Balance to Earn APY

    N/A

    Visit Site

    SuperMoney Net Recommendation Score

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    0

    -1000+100
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    Everyone recommends
    The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

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