Last Updated: 04/18/2025
Water and Power Community CU Holiday Savings Club Account
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
Up to 1.00%(Verified 06/21/2024)
Minimum Opening Deposit
$50
Minimum Balance to Earn APY
N/A
Water and Power Community CU Holiday Savings Club Account Review
Water and Power Community CU Holiday Savings Club Account is offered by Water and Power Community Credit Union, a credit union founded in 1936 and based in Los Angeles, CA. Water and Power Community CU Holiday Savings Club Account are available in 50 states and Washington, DC.
Key Takeaways
- Higher than average APY. Water and Power Community CU Holiday Savings Club Account has an annual percentage yield of up to 1.00%, which is higher than the average interest rate for savings accounts.
- No monthly maintenance fees. This account does not charge any monthly account fees.
Water and Power Community CU Holiday Savings Club Account Pros & Cons
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Water and Power Community CU Holiday Savings Club Account FAQ
Are savings accounts from Water and Power Community Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does Water and Power Community Credit Union offer a signup bonus?
Water and Power Community CU Holiday Savings Club Account doesn't offer a signup bonus.
What is the minimum initial deposit for Water and Power Community CU Holiday Savings Club Account?
The minimum deposit to open a Water and Power Community CU Holiday Savings Club Account is $50.00.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $50.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does Water and Power Community CU Holiday Savings Club Account offer?
Water and Power Community CU Holiday Savings Club Account offers an APY up to 1.00% (APY stands for annual percentage yield, rates may change).
What fees does Water and Power Community CU Holiday Savings Club Account charge?
Water and Power Community CU Holiday Savings Club Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
- Outgoing domestic bank transfers come with a $35.00 fee.
- Incoming domestic bank transfers come with a $15.00 fee.
- Incoming international bank transfers come with a $15.00 fee.
- An overdraft on your account will trigger a $29.00 fee per item.
- Water and Power Community CU Holiday Savings Club Account charges $6.00 every time you request a paper statement.
Does Water and Power Community CU Holiday Savings Club Account charge overdraft fees?
Yes, Water and Power Community CU Holiday Savings Club Account charges a $29.00 overdraft fee. Water and Power Community CU Holiday Savings Club Account offers overdraft protection at a cost of $5.00 per transaction. This overdraft protection fee is charged every time the bank arranges a transfer from another one of your accounts, typically a savings account, to cover the overdraft.
What features and perks does Water and Power Community CU Holiday Savings Club Account offer?
This savings account includes the following features:
Can you set up a direct deposit to Water and Power Community CU Holiday Savings Club Account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
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Hours of Operation
Sunday
Closed
Monday
8:00AM - 5:00PM
Tuesday
8:00AM - 5:00PM
Wednesday
8:00AM - 5:00PM
Thursday
8:00AM - 5:00PM
Friday
8:00AM - 5:00PM
Saturday
Closed