Last Updated: 04/18/2025
Wellspring CU Save Well Savings Account
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Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.01% - 1.00%(Verified 07/08/2024)
Minimum Opening Deposit
$0
Minimum Balance to Earn APY
$0
Wellspring CU Save Well Savings Account Review
Wellspring CU Save Well Savings Account is offered by Wellspring Credit Union, a credit union founded in 1958 and based in Bridge City, TX. Wellspring CU Save Well Savings Account are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- Higher than average APY. Wellspring CU Save Well Savings Account has an annual percentage yield of up to 1.00%, which is higher than the average interest rate for savings accounts.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- No minimum initial deposit. There is no minimum balance required to open an account online.
Wellspring CU Save Well Savings Account Pros & Cons
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Wellspring CU Save Well Savings Account FAQ
Are savings accounts from Wellspring Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does Wellspring Credit Union offer a signup bonus?
Wellspring CU Save Well Savings Account doesn't offer a signup bonus.
What is the minimum initial deposit for Wellspring CU Save Well Savings Account?
There is no minimum deposit to open a Wellspring CU Save Well Savings Account.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does Wellspring CU Save Well Savings Account offer?
Wellspring CU Save Well Savings Account offers a variable APY starting at 0.01% and ranging up to 1.00% (APY stands for annual percentage yield, rates may change).
What fees does Wellspring CU Save Well Savings Account charge?
Wellspring CU Save Well Savings Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
- Outgoing domestic bank transfers come with a $15.00 fee.
- Outgoing international bank transfers come with a $40.00 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
- An overdraft on your account will trigger a $25.00 fee per item.
- Wellspring CU Save Well Savings Account charges $3.00 every time you request a paper statement.
Does Wellspring CU Save Well Savings Account charge overdraft fees?
Yes, Wellspring CU Save Well Savings Account charges a $25.00 overdraft fee. Wellspring CU Save Well Savings Account offers overdraft protection at a cost of $3.00 per transaction. This overdraft protection fee is charged every time the bank arranges a transfer from another one of your accounts, typically a savings account, to cover the overdraft.
What features and perks does Wellspring CU Save Well Savings Account offer?
This savings account includes the following features:
- Mobile Banking Services - Wellspring CU Save Well Savings Account allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to Wellspring CU Save Well Savings Account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for Wellspring CU Save Well Savings Account?
The customer support email for Wellspring CU Save Well Savings Account is contact@wellspringcu.com.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed