Last Updated: 04/18/2025
Westside Community FCU Savings Account
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.15%(Verified 06/21/2024)
Minimum Opening Deposit
$5
Minimum Balance to Earn APY
$0.01
Westside Community FCU Savings Account Review
Westside Community FCU Savings Account is offered by Westside Community Federal Credit Union, a credit union founded in 1962 and based in Churchville, NY. Westside Community FCU Savings Account are available in 50 states and Washington, DC.
Key Takeaways
- Low interest rate. The maximum annual percentage yield for this account is only 0.15%.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- Small minimum initial deposit. You only need $5.00 to open an account.
Westside Community FCU Savings Account Pros & Cons
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Westside Community FCU Savings Account FAQ
Are savings accounts from Westside Community Federal Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does Westside Community Federal Credit Union offer a signup bonus?
Westside Community FCU Savings Account doesn't offer a signup bonus.
What is the minimum initial deposit for Westside Community FCU Savings Account?
The minimum deposit to open a Westside Community FCU Savings Account is $5.00.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $0.01 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $5.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Required Balance | $5.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does Westside Community FCU Savings Account offer?
Westside Community FCU Savings Account offers an APY of 0.15% (APY stands for annual percentage yield, rates may change).
The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually. What fees does Westside Community FCU Savings Account charge?
Westside Community FCU Savings Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
- Westside Community FCU Savings Account charges a $5.00 fee for an early account closure. Contact Westside Community FCU Savings Account for more details on what is considered an early closure.
- An overdraft on your account will trigger a $35.00 fee per item.
- Westside Community FCU Savings Account charges $2.00 every time you request a paper statement.
Does Westside Community FCU Savings Account charge overdraft fees?
Yes, Westside Community FCU Savings Account charges a $35.00 overdraft fee. Westside Community FCU Savings Account offers overdraft protection at a cost of $1.00 per transaction. This overdraft protection fee is charged every time the bank arranges a transfer from another one of your accounts, typically a savings account, to cover the overdraft.
What features and perks does Westside Community FCU Savings Account offer?
This savings account includes the following features:
Can you set up a direct deposit to Westside Community FCU Savings Account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for Westside Community FCU Savings Account?
The customer support email for Westside Community FCU Savings Account is creditunion@wscfcu.com.
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Contact
Headquarters
Hours of Operation
Sunday
Closed
Monday
9:00AM - 4:00PM
Tuesday
9:00AM - 4:00PM
Wednesday
9:00AM - 4:00PM
Thursday
9:00AM - 4:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed